I did gradually realize that dining costs were going up.
For dining out, Toast Box raised their prices again this year! But then you see news like Putien restaurants absorbing GST and waiving service charges. It's a mixed bag...but I've personally cut down on eating out. Instead, I've been buying groceries and cooking at home – it's cheaper and fun for gatherings with friends and family.
I've also started using house brand products. Honestly, some of...

Have u heard? They are increasing the public transport price again Considering walking or cycling to save moolah and reduce carbon footpront
1. High electric bills due to climate change causing hot weather which results in more usage of aircons Solution: Try to buy electrical appliances with at least 4✓ using climate vouchers courtesy of the government Stack it with CDC supermarket vouchers if u still haven't use it
Never pay full price, add items to ...

Invest in index funds and change my spending habits to cope with the rising cost of living

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Central Bank actions can significantly influence market movements. On September 18, the US Federal Reserve is expected to unveil the first of what many analysts believe will be a series of interest rate reductions.
This anticipated easing has been a key driver behind the recent strong performance in share markets, both in the US and globally. However, despite the near certainty of lower interest rates, predicting market responses remains challeng...

Last week, the U.S. ADP report and non-farm payroll data for August were released, indicating a slowdown in the labor market.
– Private employment: 99k (Actual), 145k (Expected);
– Non farm payrolls: 142k (Actual), 165k (Expected);
– Unemployment rate: 4.2% (2024/8) , 3.7% (2023/8).
Investor concerns about a potential recession in the U.S. have intensified, leading to a collective decline in the three major U.S. stock...

There's a common belief that Federal Reserve rate cuts may boost Bitcoin's price. While this idea has merit, it's too simplistic. With rate cuts now happening, let's delve deeper:
- Why do rate cuts affect Bitcoin's price?
- Does Bitcoin always rise immediately after a rate cut?
- How much can rate cuts boost Bitcoin's price?
These questions are crucial for our investment strategy. Let's explore them in this article.
Rate cuts: Boosting liquidity and ...