When I first began my personal finance journey, I had no idea how much my approach to investing would evolve over time. Here’s a quick look at how I got started and how I’ve refined my strategy along the way:
1. Dollar-Cost Averaging (DCA) into STI Index Fund with DBS Bank
My first step into investing was with a simple yet powerful strategy: dollar-cost averaging (DCA). I started contributing to the STI Index Fund thr...

After a rationalisation exercise in July, my cleaned up and trimmed down MY portfolio looks much better now.  If you have not already observed, I have a bias for established companies that pays consistent dividends.
Upon further contemplation, I need to do another round of rationalisation when the time and price are right,  to switch out some counters that are over-valued, low profit margin and eroding EPS such as Nestle, Petron and PERDAG, for income-generating ones...