Adding aiem personal finance content here for Malaysians.
As I had already done the research over CNY, decided to write a whole article on credit cards. It was time for a revamp following Maybank’s ridiculous monthly cap on air miles.
Link to article: HERE
This is a hybrid approach, prioritizing cashback first and then air miles. While it may not be suitable for everyone, a few of the cards mentioned should suit most people.
I will be adding cards to the list too ...

Gross Investment: RM375,729,81
Market Value: RM585,000 (approx.)
Dividends (2024): RM9,399.64
Dividend Yield: 2.50%
Available Funds: RM75K
No dividends in June but here’s an update to my MY stock portfolio.
Bought about RM50K worth of $MAYBANK (1155.MY)$  this year and planning to add more dividend stocks. Will liquidate more of my FD and other safer assets. Goal is to have 1M in stocks by 2025.
link to article:
My Portfolio - The Freedom Fund - Dividend Magic

looking to add more
$MAYBANK (1155.MY)$ and
$MATRIX (5236.MY)$

Dividend Income (Apr) –  RM617.47
Dividend Income (2024) –  RM8,414.77
Dividend Yield – 2.18%
Received RM617.47 in dividends for the April 2024.
RM500 from $MATRIX (5236.MY)$ RM51.85 from $SUNWAY (5211.MY)$ RM65.62 from $SUNWAY-PA (5211PA.MY)$
Relatively quiet month.
RM500 from Matrix, bought it last year so nothing to compare it to for the time being. The rest were from Sunway. Company is at an all-time high right now (finally).
full article: Dividend Income Update 2024 - Dividend Magic

Dividend Income (Mar) –  RM2,620.22
Dividend Income (2024) –  RM7,797.30
Dividend Yield – 2.02%
Received RM2,620.22 in dividends for the second month of 2024.
RM700 from $PBBANK (1295.MY)$
RM1,801.72 from $MAYBANK (1155.MY)$
RM118.50 from $QL (7084.MY)$
Both Public Bank and Maybank have increased their dividend amount compared to last year.
QL’s remained the same. And as the price has increased this month, I’ve subsequently sold all of my QL shares in line with my con...