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Lysander Private ID: 151176430
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    Lysander liked and commented on
    Labor is preparing to outlaw debit card surcharges in a broad crackdown on consumer fees as the Albanese government attempts to ease financial pressures on families in the lead up to a federal election next year.
    source: Labor to ban debit card payment surcharges by the end of next year
    I just wanna say, the sooner the better!!!
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    Chatting to some mates and the idea of negative gearing only applying to new builds came up...
    Sounds like a bit of a game-changer, doesn't it? Like, It's like giving a sweetener to the construction industry while taking a sip from the taxpayer's coffee cup – a bit less bitter for everyone.
    Imagine, you're a builder, and suddenly, your new projects are the only ones that attract the tax break party. It's like you've got a secret invitation to the cool kids' t...
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    Lysander liked and commented on
    My partner and I are thinking about having a little one. I'm really excited about becoming a parent, but I'm also mindful of the financial side of things. I'm keen to hear from others who've been in our shoes. I reckon I'm a family person, but with the economy being a bit shaky right now, I'm unsure if it's the best time to start a family in my 20s.
    So, if y...
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    Lysander liked and commented on
    What's one luxury you had to cut back on due to the high cost of living?
    I gave up my golf club membership.
    As a recent graduate entering the workforce, my pre-tax salary of $95,000 still requires me to cut back due to the high cost of living.
    Considering I have an AUD47,000 HECS-HELP loan and aspire to purchase a home in Melbourne, I now have to look for other ways to relax, such as hiking or joining free sports leagues.
    Any recommendation on things I can do or buy for $50 or less that will imp...
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    My dad taught me the true Aussie investment strategy: buy a house, put a pool in the backyard, and voila! Instantly increase your asset value by 100% in summer. 🏠🏊‍♂️
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    Down ,down,down Iron ore has been driven by Chinese construction. Residential construction is now 20% of a year ago. Ouch Plus the Chinese have spent billions to build a huge railway in Africa to ship high quality IO in large quantities. And all current majors are expanding supply. So demand crashing and supply heading north. I jumped 9 weeks ago after holding for over 25 years $Fortescue Ltd (FMG.AU)$
    The RBA will hold its cash rate at 4.35 per cent for a sixth straight meeting on Tuesday (Aug 6), economists predict. The board’s decision will be released at 2.30 pm in Sydney together with the bank’s quarterly update of economic forecasts, followed an hour later by governor Michele Bullock’s press conference. $ASX 200 (LIST91328.AU)$
    🔥The labour force has delivered a resounding beat💥, with robust employment gains and an even stronger participation rate, paradoxically nudging the unemployment rate upwards.
    🤔 This dynamic mix sets the stage for a pivotal moment in Australian monetary policy. 📊 With the Q2 Consumer Price Index (CPI) figures looming large, anticipation is rife – could this be the catalyst that finally propels the Reserve Bank of Australia (RBA) to hike rates in August? 💸 If the inflation numbers come in hot, no...
    Initially looked pretty bad, but the last 5 months the CPI minus fuel, fruit & veg, and travel has been 4.2, 4.1, 3.9, 4.1, 4.1, then come in at 4.0 this month. Ideally would be nice if this was 1% lower but it doesn't yet feel like it's actually getting away from us just yet?