From the current market expectations, the probability of the RBA lowering interest rates by 25 basis points is as high as 95%, which means the market has basically digested this expectation. If the RBA lowers interest rates as scheduled, Australian Stocks (especially in the Real Estate, Financial, and Consumer Sectors) may benefit, while the Australian Dollar may come under pressure.
If the RBA unexpectedly lowers interest rates by 35 basis points, the market may experience significant short-term fluctuations, bond yields may decline, and market sentiment may be more optimistic. However, if the RBA chooses to maintain the status quo (keeping interest rates unchanged), the market may adjust in the short term, especially assets that previously bet on interest rate cuts may face corrections.
From an investment perspective, the following points can be noted:
1. Interest rate sensitive sectors: such as Real Estate (benefiting from lower financing costs), as well as high dividend yielding utility and infrastructure Stocks.
2. Banking Sector: Interest rate cuts may compress banks' net interest margins, but if it stimulates loan demand to rebound, the long-term impact may tend toward neutrality.
3. Australian Dollar trend: Interest rate cuts may lead to a weakening of the Australian Dollar, which is Bullish for export-oriented businesses (such as mining, Agriculture, and tourism).

Wishes:
1. Steadily improving investment ROI.Achieve an annualized return rate of over 15% in 2025.
2. Grasp the trend of Technology and New energy FundParticipate in promising Technology Stocks and New energy Fund investments, seize growth opportunities in AI, clean energy, and more.
3. Reduce emotional interference.Avoid panic due to short-term market volatility and trade rationally.
4. Accumulate learning and experience.: Master more technical analysis and financial analysis skills, enhance understanding of macroeconomics.
Goal:
1. Capital management：
• Regularly invest a fixed amount of money each month for long-term investment in high-quality US stocks.
• Determine a reasonable risk control ratio, with each trade's maximum loss not exceeding 2% of total capital.
2. Portfolio Optimization：
• Maintain diversification, with core holdings accounting for 50% (such as S&P 500 ETF, Chinaamc NASDAQ 100 ETF(QDII)), growth stocks accounting for 30%, and speculative targets accounting for 20%.
• Increase focus on high-quality high-dividend Blue Chip stocks to build passive income sources.
3. Trading plan：
• Develop a monthly habit of reviewing, analyzing the reasons for profits and losses, and optimizing the strategy.
• Stick to executing the trading plan, including entry, stop-loss, and take-profit points.
4. Pay attention to the overall trend.：
• Closely monitor the Federal Reserve's monetary policy, inflation, and employment data to capture the impact of economic cycles on the stock market.
• Pre-position in sectors that benefit from the economic recovery phase, such as Consumer, Financial, and Industrial.
5. Study...

On 14 May, the treasurer, Jim Chalmers, will hand down the Australian Federal Budget for the 2024-25 financial year.
What we know so far about the federal budget
The government hopes to deliver targeted cost-of-living relief without stoking inflation pressures.The budget will also fund wider reforms in areas like education, health, infrastructure and manufacturing.
Tax cut: The biggest cost-of-living package that will be trump...

The Australian securities market may be influenced by the global economic recovery momentum, showing a steady upward trend.
Policy changes and geopolitical events may lead to increased volatility in the Australian securities market, and investors need to be cautious.
With adjustments in the policy of the Reserve Bank of Australia, the securities market may experience a certain degree of correction, but the long-term trend remains upward.
The Australian securities market may be affected by global trade tensions and fluctuations in csi commodity equity index prices, exhibiting short-term uncertainty.
Technical indicators show that the Australian securities market may maintain a relatively stable trend in the next month, but attention should be paid to the impact of unexpected events on the market.

In honour of Anzac Day, we're hosting a special event for our Australian community members. Whether you're going to spend the morning at a dawn service, or commemorate in your own way - we wanted to foster camaraderie within the moomoo community.
Inspired by the Aussie classic you'll find at your local pub on Anzac day, we are playing two-up - with a trading twist!
If you aren't familiar with two-up, it is a traditional Australian gambling...