Currently, over 95% of my portfolio is held in broad ETFs. This cautious approach has led me to miss out on some big opportunities I spotted in 2023. My goal for 2024 is to increase direct investments to 10% of my portfolio. This will need me to make investments of 0.22% of my portfolio each fortnight for a year (assuming no radical changes in market value of investments). I will be setting up regular deposits from my paycheque to my investment account
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