Two years have passed since starting to invest in U.S. stocks, and during this time, the importance of fund management has become very clear. In particular, the distinction between Money Market ETF and foreign currency deposits feels essential for efficient fund management.
From personal experience, Money Market ETF is likely to offer more attractive returns than foreign currency deposits. However, this also comes with slightly higher risks. Depending on investment goals, acceptable risks, and investment duration, the choice between the two varies.
For example, when I want to temporarily Pool Corp funds for the next Trade, I often use the safer foreign currency deposits. However, when considering mid-term operations lasting several months or more, I sometimes choose Money Market ETF which can offer slightly higher yields.
In fact, I use both. Part of the funds for trading is safely stored in foreign currency deposits to be readily available. Meanwhile, surplus funds that are not intended for use for a while are managed with Money Market ETF to try to increase the yield even slightly.
What I have learned over the past two years is the importance of being flexible and adapting to the situation instead of sticking to one method. By effectively combining foreign currency-denominated Money Market ETFs with foreign currency deposits, it is possible to minimize risk while aiming for the best returns.

When asked, "What are the features of MOOMOO: Watchlist?"
The features that are used frequently are indeedUSA stocks 24-hour Trade.
It has been two years since starting to invest, and the convenience of the 24-hour Trade feature of the MOOMOO app has really been helpful. The ability to trade flexibly during off-market hours, of course, in addition to regular trading hours in the USA market is appealing.
For example, in the case of the trending DeepSeek, related stocks like PLTR fluctuated greatly even outside of market hours. In such situations, if news is caught, opening the app immediately to Trade is crucial. This is really important for not missing investment timing.
In my experience, using this feature during sudden market changes allows for seizing opportunities without missing out and quickly avoiding risks. In particular, USA stocks often move during the late night hours in Japan, so this 24-hour Trade feature is truly a reliable ally.

On March 5, 2025, at 11 a.m. Japan time (Wednesday), President Trump's joint congressional address is attracting attention in the global financial markets.
The main focus points are as follows.
1. Strengthening tariffs against Mexico, Canada, and China.
2. Large-scale infrastructure investment plan
3. Technological competition with China
4. Reevaluation of the fossil fuel industry
This speech could represent an important turning point for the financial markets in 2025. With market fluctuations expected, careful determination is required on how investors should position themselves. Please be sure to watch the live broadcast.
This event iswill be delivered in subtitle translation format.It will be streamed. Those who wish to watch, please say "Book" button.
◆Notes
The content of this live broadcast is provided for the convenience of customers through subtitle translation services. The subtitles are generated using Microsoft Azure and Amazon Translate. There are explicit disclaimers regarding the accuracy, reliability or precision of machine translation from English to Japan.