$Rakuten Bank (5838.JP)$
Third quarter financial results for the fiscal year ending March 2025
・Ordinary revenue of 131.7 billion yen (30.3% increase compared to the same period last year)
・Ordinary profit of 49.4 billion yen (40.4% increase compared to the same period last year)
Net profit is 35.1 billion yen (a 40.2% increase compared to the same period last year).
All have set a new record high.
ROE is 16.8% (an increase of 2.9 points compared to the same period last year).
What is supporting the strong performance of Rakuten Bank is the change in the Bank of Japan's policy interest rate and Rakuten Bank's aggressive business expansion.
The number of accounts is 16.48 million accounts (an increase of 11.6% compared to the end of the previous period).
The deposit balance is 12 trillion yen (an increase of 16.9% compared to the end of the previous period).
The customer base is expanding steadily.
In particular, the service "JRE BANK," which began in May 2024, has contributed significantly to the increase in the number of accounts.
Q3 Financial Results Announcement for the fiscal year ending March 2025 (Japanese standards) (consolidated)
Announcement regarding the revision of financial estimates
Third quarter financial results for the fiscal year ending March 2025
・Ordinary revenue of 131.7 billion yen (30.3% increase compared to the same period last year)
・Ordinary profit of 49.4 billion yen (40.4% increase compared to the same period last year)
Net profit is 35.1 billion yen (a 40.2% increase compared to the same period last year).
All have set a new record high.
ROE is 16.8% (an increase of 2.9 points compared to the same period last year).
What is supporting the strong performance of Rakuten Bank is the change in the Bank of Japan's policy interest rate and Rakuten Bank's aggressive business expansion.
The number of accounts is 16.48 million accounts (an increase of 11.6% compared to the end of the previous period).
The deposit balance is 12 trillion yen (an increase of 16.9% compared to the end of the previous period).
The customer base is expanding steadily.
In particular, the service "JRE BANK," which began in May 2024, has contributed significantly to the increase in the number of accounts.
Q3 Financial Results Announcement for the fiscal year ending March 2025 (Japanese standards) (consolidated)
Announcement regarding the revision of financial estimates
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Recently announced $Amazon (AMZN.US)$ ・ $Microsoft (MSFT.US)$ $Alphabet-A (GOOGL.US)$ companies have shown an increasing trend in capital investment in the recent financial results, indicating that there is still no sign of decline in demand for Datacenter and AI. In this situation, the stock price performance of companies benefiting from demand remains at a high level.
Amazon: Capital investment amount of 27.8 billion dollars (the highest ever, Financial Estimates 22.3 billion dollars).
Alphabet expects capital investment of 75 billion dollars in 2025 (Financial Estimates of 57.9 billion dollars).
Microsoft announced that it will invest about 80 billion dollars in Datacenter this year to expand its AI Global Strategy.
Amazon: Capital investment amount of 27.8 billion dollars (the highest ever, Financial Estimates 22.3 billion dollars).
Alphabet expects capital investment of 75 billion dollars in 2025 (Financial Estimates of 57.9 billion dollars).
Microsoft announced that it will invest about 80 billion dollars in Datacenter this year to expand its AI Global Strategy.
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At the upcoming summit meeting of USA, Canada, and Mexico scheduled for February 3rd, the discussion on tariffs will be a key focus. It is of particular interest how the discussions will revolve around the following two points primarily.
- Correction of trade imbalances
- Drug control measures
Each country has shown various reactions to the imposition of tariffs, and the current status of negotiations varies.
Canada and Mexico, which have concluded agreements with the USA such as the USMCA (United States-Mexico-Canada Agreement), have been taking retaliatory measures against tariff increases while aiming for a resolution through negotiations. Although some tariffs have been modified with the implementation of the USMCA, high tariffs still remain on many items.
For example, Canadian lumber is subject to anti-dumping and countervailing duties, significantly affecting the Canadian forestry industry. Additionally, the Mexican automobile industry is facing the impact of tariff increases on iron & steel and aluminum from the USA, leading to concerns about rising production costs and decreased exports.
WTO Disputes
Regarding the USA's tariff policy, countries such as Canada, Mexico, and China have filed complaints with the WTO (World Trade Organization). The WTO has determined that the additional tariffs on Iron & Steel and Aluminum by the USA and additional tariffs on Chinese products violate WTO agreements.
- Correction of trade imbalances
- Drug control measures
Each country has shown various reactions to the imposition of tariffs, and the current status of negotiations varies.
Canada and Mexico, which have concluded agreements with the USA such as the USMCA (United States-Mexico-Canada Agreement), have been taking retaliatory measures against tariff increases while aiming for a resolution through negotiations. Although some tariffs have been modified with the implementation of the USMCA, high tariffs still remain on many items.
For example, Canadian lumber is subject to anti-dumping and countervailing duties, significantly affecting the Canadian forestry industry. Additionally, the Mexican automobile industry is facing the impact of tariff increases on iron & steel and aluminum from the USA, leading to concerns about rising production costs and decreased exports.
WTO Disputes
Regarding the USA's tariff policy, countries such as Canada, Mexico, and China have filed complaints with the WTO (World Trade Organization). The WTO has determined that the additional tariffs on Iron & Steel and Aluminum by the USA and additional tariffs on Chinese products violate WTO agreements.
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Thank you for your hard work in January.
In 2025, the NISA growth investment framework started by purchasing approximately 50% of Broadcom (AVGO) and Celestica (CLS).
However, starting from the beginning of the month with a decline in DeNA stock, then seeing an increase in NVIDIA stock, followed by a significant decline centered around semiconductors due to the DEEPSEEK shock, assets temporarily recorded -20%.
Afterward, I sold NVDL in stages, used the funds to purchase Celestica (CLS) and Deckers Outdoor Corp (DECK). As a result, I managed to recover to -11% somehow, maintained 10 million yen, and breathed a sigh of relief for the time being. However, during this downturn, I keenly felt my low psychological resilience to the volatility of my portfolio and recognized it as a point for reflection.
Although the future of US stocks remains uncertain, I hope to somehow persevere.
Furthermore, when looking back on the investment performance of 2024 the other day, I came across someone focusing on whether reproducible trades were made. This phrase resonated deeply with me, so I decided to record my trading actions in 2025 and make time to confront my own investment style...
In 2025, the NISA growth investment framework started by purchasing approximately 50% of Broadcom (AVGO) and Celestica (CLS).
However, starting from the beginning of the month with a decline in DeNA stock, then seeing an increase in NVIDIA stock, followed by a significant decline centered around semiconductors due to the DEEPSEEK shock, assets temporarily recorded -20%.
Afterward, I sold NVDL in stages, used the funds to purchase Celestica (CLS) and Deckers Outdoor Corp (DECK). As a result, I managed to recover to -11% somehow, maintained 10 million yen, and breathed a sigh of relief for the time being. However, during this downturn, I keenly felt my low psychological resilience to the volatility of my portfolio and recognized it as a point for reflection.
Although the future of US stocks remains uncertain, I hope to somehow persevere.
Furthermore, when looking back on the investment performance of 2024 the other day, I came across someone focusing on whether reproducible trades were made. This phrase resonated deeply with me, so I decided to record my trading actions in 2025 and make time to confront my own investment style...
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$Deckers Outdoor (DECK.US)$ When analyzing the earnings of DECK, although the revenue is at a record high, there are also some concerns.
Possibility of supply shortage: In the financial statements for 25Q3, it is indicated that despite an increase in inventory to $576.7 million compared to the same period last year, it remains at a low level. This suggests a possibility that the supply capacity is not meeting the demand, which could be a hindering factor for further revenue expansion.
Outlook for the future: If the balance between supply and demand improves, further revenue expansion can be expected. However, it is unclear when this balance will be achieved, and it will be necessary to keep a close eye on it from a long-term perspective.
Possibility of supply shortage: In the financial statements for 25Q3, it is indicated that despite an increase in inventory to $576.7 million compared to the same period last year, it remains at a low level. This suggests a possibility that the supply capacity is not meeting the demand, which could be a hindering factor for further revenue expansion.
Outlook for the future: If the balance between supply and demand improves, further revenue expansion can be expected. However, it is unclear when this balance will be achieved, and it will be necessary to keep a close eye on it from a long-term perspective.
Translated
$Deckers Outdoor (DECK.US)$
Highlights:
・Revenue: 1.8 billion 27.16 million dollars (compared to the same period last year An increase of 17.1%.Updating the all-time high as a quarterly record.
・Operating profit: 0.5 billion 67.27 million dollars (compared to the same period last year An increase of 16.3%.)
・Net profit: 0.4 billion 56.73 million dollars (up 17.1% year-on-year increase))
・diluted EPS: $3.00 (a 19.0% increase compared to the same period of the previous year 19.0% increase, on a post-stock split basis)
・Share Buyback: Approximately $44.7 million (approximately 0.275 million shares) implemented.The amount is limited.。
・FY25 guidance: Revenue is expected to increase by approximately 15% (about $4.9 billion), and diluted EPS is revised upward to $5.75 - $5.80 (post-stock split basis).
主要ブランドの状況:
・UGG: 売上高 1.2 billion44 millionドル (前年同期比 16.1%増)。全世界で勢いがあり、特にフルプライスでの販売が好調。ブランドを象徴する定番商品が売上に貢献。
・HOKA: 売上高 0.5 billion30.9 millionドル (前年同期比 23.7%増)。革新的なパフォーマンス製品を通じた成長戦略が奏功し、勢いを持続。...
Highlights:
・Revenue: 1.8 billion 27.16 million dollars (compared to the same period last year An increase of 17.1%.Updating the all-time high as a quarterly record.
・Operating profit: 0.5 billion 67.27 million dollars (compared to the same period last year An increase of 16.3%.)
・Net profit: 0.4 billion 56.73 million dollars (up 17.1% year-on-year increase))
・diluted EPS: $3.00 (a 19.0% increase compared to the same period of the previous year 19.0% increase, on a post-stock split basis)
・Share Buyback: Approximately $44.7 million (approximately 0.275 million shares) implemented.The amount is limited.。
・FY25 guidance: Revenue is expected to increase by approximately 15% (about $4.9 billion), and diluted EPS is revised upward to $5.75 - $5.80 (post-stock split basis).
主要ブランドの状況:
・UGG: 売上高 1.2 billion44 millionドル (前年同期比 16.1%増)。全世界で勢いがあり、特にフルプライスでの販売が好調。ブランドを象徴する定番商品が売上に貢献。
・HOKA: 売上高 0.5 billion30.9 millionドル (前年同期比 23.7%増)。革新的なパフォーマンス製品を通じた成長戦略が奏功し、勢いを持続。...
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Financial Overview
- In the fourth quarter (Q4) of 2024, both revenue and profit achieved a significant increase compared to the same period last year. Particularly, adjusted EPS reached a record high.
- In the full year of 2024, revenue increased by 21%, while adjusted EPS grew by 58%, showing robust growth.
Against the backdrop of increased demand in the CCS segment, the full-year outlook for 2025 has been upwardly revised.
Q4 2024 Highlights
・Revenue: $2.550 billion (19% increase year-on-year)
・GAAP-based operating margin: 8.0% (5.1% increase year-on-year)
Adjusted operating margin (non-GAAP): 6.8% (6.0% in the same period last year).
GAAP-based EPS: $1.29 ($0.77 in the same period last year).
Adjusted EPS (non-GAAP): $1.11 ($0.77 in the same period last year) - achieving a record high.
Share Buyback: $25.5 million.
Financial Results for the full year 2024
- Revenue: $9.650 billion (21% increase year-on-year)
- GAAP-based operating margin: 6.2% (4.2% in the previous year)
- GAAP-based EPS: $3.61 ($2.03 in the previous year)
Adjusted operating margin (non-GAAP): 6.5% (5.5% in the previous year).
Adjusted EPS (non-GAAP): $3.88 ...
- In the fourth quarter (Q4) of 2024, both revenue and profit achieved a significant increase compared to the same period last year. Particularly, adjusted EPS reached a record high.
- In the full year of 2024, revenue increased by 21%, while adjusted EPS grew by 58%, showing robust growth.
Against the backdrop of increased demand in the CCS segment, the full-year outlook for 2025 has been upwardly revised.
Q4 2024 Highlights
・Revenue: $2.550 billion (19% increase year-on-year)
・GAAP-based operating margin: 8.0% (5.1% increase year-on-year)
Adjusted operating margin (non-GAAP): 6.8% (6.0% in the same period last year).
GAAP-based EPS: $1.29 ($0.77 in the same period last year).
Adjusted EPS (non-GAAP): $1.11 ($0.77 in the same period last year) - achieving a record high.
Share Buyback: $25.5 million.
Financial Results for the full year 2024
- Revenue: $9.650 billion (21% increase year-on-year)
- GAAP-based operating margin: 6.2% (4.2% in the previous year)
- GAAP-based EPS: $3.61 ($2.03 in the previous year)
Adjusted operating margin (non-GAAP): 6.5% (5.5% in the previous year).
Adjusted EPS (non-GAAP): $3.88 ...
Translated
5
Fourth Quarter of 2024 (Comparison with the third quarter of 2024)
・Net revenue 9.3 billion euros (7.5 billion euros)
- Gross profit margin 51.7% (50.8%)
Net profit of 2.7 billion euros (2 billion euros).
EPS 6.85 euros (5.28 euros).
Fiscal year 2024 (Comparison with fiscal year 2023).
・Net revenue was 28.3 billion euros (27.6 billion euros).
- Gross profit margin: 51.3% (51.3%).
- Net profit: 7.6 billion euros (7.8 billion euros).
- EPS: 19.25 euros (19.91 euros).
Key Point: Sharp increase in order amount
In the fourth quarter of 2024, the order amount was 7.1 billion euros, increasing by approximately 2.7 times from 2.6 billion euros in the third quarter. In particular, orders related to EUV are strong at 3 billion euros.
First Quarter 2025 Guidance
Net revenue: from 7.5 billion euros to 8 billion euros.
Gross profit margin: from 52% to 53%.
Financial Estimates for the full year 2025.
・Net revenue: from 30 billion euros to 35 billion euros (an increase of about 5.9% to 23.7% compared to the previous year).
Gross profit margin: from 51% to 53%.
CEO comments (original text)
"The fourth quarter was record-breaking in terms of revenue, with a total net revenue of 9.3 billion euros...
・Net revenue 9.3 billion euros (7.5 billion euros)
- Gross profit margin 51.7% (50.8%)
Net profit of 2.7 billion euros (2 billion euros).
EPS 6.85 euros (5.28 euros).
Fiscal year 2024 (Comparison with fiscal year 2023).
・Net revenue was 28.3 billion euros (27.6 billion euros).
- Gross profit margin: 51.3% (51.3%).
- Net profit: 7.6 billion euros (7.8 billion euros).
- EPS: 19.25 euros (19.91 euros).
Key Point: Sharp increase in order amount
In the fourth quarter of 2024, the order amount was 7.1 billion euros, increasing by approximately 2.7 times from 2.6 billion euros in the third quarter. In particular, orders related to EUV are strong at 3 billion euros.
First Quarter 2025 Guidance
Net revenue: from 7.5 billion euros to 8 billion euros.
Gross profit margin: from 52% to 53%.
Financial Estimates for the full year 2025.
・Net revenue: from 30 billion euros to 35 billion euros (an increase of about 5.9% to 23.7% compared to the previous year).
Gross profit margin: from 51% to 53%.
CEO comments (original text)
"The fourth quarter was record-breaking in terms of revenue, with a total net revenue of 9.3 billion euros...
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4
After a sharp decline last night, semiconductor stocks led by NVIDIA rebounded.
Is this movement real? Or is it a temporary "dead cat bounce"? Or is it the long-awaited V-shaped recovery?
What is your opinion? Please share your thoughts in the comments!
$NVIDIA (NVDA.US)$
$Direxion Daily NVDA Bull 2X Shares (NVDU.US)$
$Direxion Daily Semiconductor Bull 3x Shares ETF (SOXL.US)$
Is this movement real? Or is it a temporary "dead cat bounce"? Or is it the long-awaited V-shaped recovery?
What is your opinion? Please share your thoughts in the comments!
$NVIDIA (NVDA.US)$
$Direxion Daily NVDA Bull 2X Shares (NVDU.US)$
$Direxion Daily Semiconductor Bull 3x Shares ETF (SOXL.US)$
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1
Last night's DeepSeek whirlwind 🌪️ was amazing!
In after-hours Trade, the stock price was rising due to the reaction to yesterday's significant drop, but what will happen once the market opens? 🤔
OpenAI's CEO Altman isXtweeting about DeepSeek.
Furthermore, NVIDIA expressed recognition of "the remarkable advancement in AI technology".
What will happen to the stock prices of AI-related companies in the future? 🤔
Is there a possibility of recovery after the significant decline? Or will it become a falling knife? 🔪
$NVIDIA (NVDA.US)$
$Direxion Daily Semiconductor Bull 3x Shares ETF (SOXL.US)$
$S&P 500 Index (.SPX.US)$
In after-hours Trade, the stock price was rising due to the reaction to yesterday's significant drop, but what will happen once the market opens? 🤔
OpenAI's CEO Altman isXtweeting about DeepSeek.
Furthermore, NVIDIA expressed recognition of "the remarkable advancement in AI technology".
What will happen to the stock prices of AI-related companies in the future? 🤔
Is there a possibility of recovery after the significant decline? Or will it become a falling knife? 🔪
$NVIDIA (NVDA.US)$
$Direxion Daily Semiconductor Bull 3x Shares ETF (SOXL.US)$
$S&P 500 Index (.SPX.US)$
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