I borrowed and read the book 'The Loser's Game' at the library. Authored by Charles Ellis, translated by Yuji Shikige and Fusako Shikige. According to this book, in a tennis match, a person with inferior skills who continues to earn points through shots will tire out and lose. Instead, by continuing the rally, waiting for the opponent to tire out, and then making a move when it matters, an example was given. When applying this to individual investors, it was mentioned about the greatness of the dollar-cost averaging method, where investors invest a fixed amount steadily regardless of market fluctuations. Although this will also be influenced by market changes, I plan to continue steadily accumulating without changing my investment strategy.

According to Nikkei Veritas, it is written that it cannot be said to consistently rise unless more than 20 years have passed since the purchase.

I think interest rate hikes will continue.