While thinking about asset formation under the new NISA
I want to enter VYM, but the yield is low
HDV and SPYD are also recommended for those who are worried
Each one covers a different sector, so
For example, combine to secure yield while increasing dispersion
It is also possible to use it like that
I hope it will be helpful to everyone.

In Reiwa 3, the average assets of households with two or more people in a financial survey of household behavior amount to 15.63 million yen. The median is 4.5 million yen.
* The average value refers to the average value of Japanese assets.
* The median refers to the assets of the person in the middle when counting from the bottom.
* The average value tends to be skewed by a few wealthy individuals, so the median is said to represent the actual situation.

【Fire Declaration】 *Kampaku Declaration Revised Song
Sadamasashi's music
Before I do Fire with you,
There is something I want to say
I will also have some tough conversations.
Make sure to listen to my true feelings.
Risk should not be too high.
Risk should not be too low.
Create a household account book skillfully.
Always stay in the black.
As much as possible within the range is fine.
Don't forget.
To a man who can't even do his job,
Achieving Fire is not something like that,
that does not exist,
It's something that only you can do for yourself.
There are things that cannot be done.
Do not interfere with anything else.
Follow me quietly.
② The money you save and the money you spend.
Both are the same, take care of them.
Handle NISA, iDeCo smartly.
It should be easy, just have to learn.
Don't talk or listen to people's income and expenses.
And, do not engage in petty jealousy.
I do not engage in frequent buying and selling (cheating).
I probably won't do it.
I think I won't do it, right?
Well, be prepared a little.
Assets are something that two people cultivate together.
Either should struggle.
It's not something to be fixed.
You will together with me.
If you discard your showiness, aim for Fire.
Think that there is no place for the previous life (returning).
From now on, Fire is our hope (home).
When my assets grow and as I get older,
I hope you won't die before me...

I didn't feel well until a while ago. I can't get excited during the holidays. I feel dull, dazed, and my shoulders are tight. I thought I was feeling tired, so I was taking double the amount of supplements such as multivitamins that I usually take.
My wife and daughter saw this, and they complained that [excessive doses of vitamins are also not good for your health]. I thought there was a point in that, so I spent the past few days without taking supplements.
Things have been going great for the past few days. My head is clear, I can't concentrate, and my shoulders aren't tense. As my wife and daughter said, I think their physical condition worsened due to excessive intake of supplements. I think there is a possibility that the physical condition worsened from excessive intake of supplements by neglecting nutritional intake from meals.
Let's compare this remorse to investment and asset formation.
Leveraged products, products that specialize in risk hedging, and products with high growth potential but sharp price movements, these financial products are not and must not be used as the main source of investment or asset formation. It's probably something you should own as an aid or supplement.
After all, the main thing you should put on is the cash you use in your own country. Index investments in stocks and bonds that balance performance and future potential. If these are meals, cash is the staple food, stocks...

Regions where these two powers collide, land power of a landlocked nation and sea power of a maritime nation, are known as regions with high geopolitical risk, where wars, conflicts, and terrorism occur frequently.
① Europe ※Especially Eastern Europe
② Middle East
③ Close to the border between Pakistan, India, and China
④ Korean Peninsula
Currently, Eastern Europe is already at war due to Russia's invasion of Ukraine. The Middle East is also in a state of war between Israel and the armed forces Hamas.
From now on, in addition to the border area of Pakistan, India, and China, and the Korean Peninsula, I would like to keep a close eye on regions such as Taiwan.
If there is a chain war situation, then as a modern person, as an investor, it is necessary to be prepared for the outbreak of World War III.

When it comes to investment and asset formation, even if you worry about stock prices and the global economy, it won't help. Don't worry about things that can't be helped. If you find yourself worrying too much, you may be taking too much risk.
When it comes to human relationships, even if you worry about the other person's actions or how they perceive you, it won't help. Don't worry about things that can't be helped. If you find yourself worrying too much, you may be too dependent on that relationship.