My partner and I are thinking about having a little one. I'm really excited about becoming a parent, but I'm also mindful of the financial side of things. I'm keen to hear from others who've been in our shoes. I reckon I'm a family person, but with the economy being a bit shaky right now, I'm unsure if it's the best time to start a family in my 20s.
So, if y...

Happy Friday, Aussies!
As you can see from my past posts, I'm considering using a recent windfall to clear both my and my partner's student loans. After that, our next goal is to buy a house in Melbourne.
In reality, if we proceed with this plan, we'll need to take out a mortgage for the house. Our financial situation is fairly not-bad, I believe, especially when compared to our peers in uni. However, there's always ...

We're on cloud nine! My partner and I just landed a whopping A$500k (sry I can not explain its source), and we're now in the exciting position of deciding how to make the most of this cash. Here's the scoop on our current financial standing:
- Each of us don't own a house.
- Our combined annual income is A$150k, with a boost to A$170k on the horizon next year.
- It's just us and our pooch for now, but we're considering adding a little human to the mix...

What's one luxury you had to cut back on due to the high cost of living?
I gave up my golf club membership.
As a recent graduate entering the workforce, my pre-tax salary of $95,000 still requires me to cut back due to the high cost of living.
Considering I have an AUD47,000 HECS-HELP loan and aspire to purchase a home in Melbourne, I now have to look for other ways to relax, such as hiking or joining free sports leagues.
Any recommendation on things I can do or buy for $50 or less that will imp...

I graduated, had a job offer and was making a good income (around $95,000 pre-tax), and my heart was set on achieving a milestone right out of the gate – owning a house in Melbourne.
The idea of having a piece of the city to call my own filled me with excitement. I figured if I had the money, why not do it now. Paying the mortgage now would allow me to have a paid off property at an early age (just as my uncle, he did that at his 30s, which means he had over $800,000 in fixed assets before he t...

Just three months ago, it looked as though the RBA had won. March quarter inflation came in at just 3.6 per cent, way below the December 2022 quarter peak of 7.8 per cent.
But in the past few months, we've seen it kick back up. The June quarter is likely to come in at anywhere between 3.9 per cent and 4.1 per cent year-on-year. That's a significant lift from the previous quarter and higher than it has previously forecast.
Money markets right now have just a one-in-five chance...

There's a curious thing about openness, communication and transparency. The more people talk, the less we seem to know.
Take central banks. In the past decade, they've been forced to explain how and why they make decisions and even throw some light on how they view our economic future, so we can all understand exactly where they're taking us.
But amid all the noise emanating from central banks around the globe, ...