$MAYBANK (1155.MY)$
What is an economic moat?
An economic moat acts as a protective barrier, helping companies stay ahead of competitors and maintain profits over time. It can come from a strong brand (such as trusted Banks like Maybank), cost advantages (making products or services cheaper than competitors), customer loyalty, or unique features that are difficult to replicate (such as exclusive technology or patents). Companies with a wide moat are more likely to succeed in the long run, as competitors find it hard to take away their market share. Think of it as a "business moat" that keeps challengers at bay.
How strong is Maybank's economic moat?
1. Brand and customer loyalty: very strong
Maybank is a leading bank in Malaysia with strong brand recognition and trust among customers. Its extensive network of branches and digital banking platform help to maintain customer loyalty, which is a key driver of its competitive advantage.
2. Cost Advantage: Strong
Due to its large asset base and extensive business in Southeast Asia, Maybank benefits from economies of scale. This enables it to maintain competitively priced products and services while achieving strong profitability. However, the cost advantage is somewhat offset by competition from smaller, more agile fintech companies.
3. Switching Costs: Above Average
The financial services industry typically incurs moderate switching costs because of the relationships established, ...

"But we can't afford to lose reputation- even a shred of reputation."
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1) Saywer Merritt from X
Tesla has released a new video, revealing that Powerwall owners generated 4.5 TWh of solar energy this year globally, equivalent to powering a Model 3 for over 17 billion miles (700,000 trips around the world).
2) Yahoo Finance
Tesla has revealed the Powerwall 3, which stores solar power to run the devic...

TENAGA is considering nuclear energy and hydrogen energy for power generation.
National Energy $TENAGA (5347.MY)$ The CEO Datuk Megat Jalaluddin said that TENAGA is considering nuclear energy and hydrogen as long-term energy sources.
He revealed today in Kuala Lumpur at a summit that they are collaborating with the national oil company to explore a 'new' fuel to enhance their power mix.
However, he also added that the company's current focus is on transitioning to Henry Hub Natural Gas in the mid-term first.
Last year, Malaysia raised its renewable energy deployment target to 70% of total electricity generation capacity by 2050, up from the previous target of 40%.
To achieve this goal, an investment of 637 billion Ringgit (approximately 142.5 billion US dollars) is expected, for investment in renewable energy generation resources, strengthening electrical grid infrastructure, enhancing transmission lines, energy storage system integration, and strengthening power grid system network operations.
Megajalaluddin stated that TNB plans to reduce carbon dioxide emissions concentration by five percentage points annually until 2050.
As of November, our country's Electrical Utilities consumption has increased by 7% year-on-year, exceeding the economic growth rate.
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As of Monday, eight companies in the Nasdaq 100 have individual weights exceeding 4.5%, collectively accounting for nearly 52% of the index. According to rules, the total weight may need to be cut to 40%. A Nasdaq spokesperson confirmed the rebalancing will coincide with Friday’s annual adjustment.
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Markets see rate cuts at the FOMC Meeting, but let’s consider the Feds progress on CPI in 2024.
The FED identified an annual Target of 2% CPI growth
We are not only above that target but also 2000-2009 rates of overheating.
Remember those times?
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