Lance Ramsay : I contacted Futu about this a few months back. All accounts allow margin trading but you can also buy and sell on cash. When you go to trade, just look and see if you are buying or selling on margin or cash. It's pretty clearly labelled. There is no way to disable margin entirely but they also don't allow margin trading unless you have $2k of assets.

Lance Ramsay : I'm stuck in the cash app too. tried to transfer them to MooMoo but Cash app customer service sucks.