Why would someone make you think they are very stingy, even inviting friends for a cup of coffee would make them feel very painful.
Yesterday when chatting on the phone with a friend, we talked about this topic.
Because of my friend, he has a friend who is in this situation.
Every time when eating, if someone else pays first, he will pretend not to notice, as if nothing happened, and will not give the money back to that person.
Actually, my good friend's friend has a good income.
Basically, every month the income exceeds ten thousand.
#But why is it still so stingy???
This is a question that is very much worth our consideration.
There must be one or two friends like this around us.
They are basically very petty and penny-pinching.
If they benefit from a friend, they must be greedy, and everything is calculated very thoroughly.
What reasons lead them to behave like this?
#I'll start by talking about myself
I am such a person, it has been like this from entering society until I was 22 years old.
Why?
Because I just want to save money, really want to save every penny.
Which results in being very nitpicky about everything around me.
Being very frugal with myself and with family and friends.
When did I finally change???
It was when I was 23 years old, after being cheated in a money game at that time, I lost rm0.26 million.
I was very regretful at that time, why did I work so hard to save money for so many years.
I haven't spent it myself, still owing the bank 0.14 million in debt (out of this 0.26 million, 0.14 million was borrowed back from the bank).
From that time...

US brokerage and research firm Bernstein stated that if former US President Donald Trump wins the presidential election, Bitcoin may rise to $90,000 by the end of this year. The company's analysts believe that Trump's pro-cryptocurrency stance and regulatory reforms could drive the cryptocurrency market, while a victory for Kamala Harris could lead Bitcoin to fall below $50,000, and perhaps even test the range of $30,000 to $40,000.
Bernstein: If Trump wins the election, Bitcoin could soar to $90,000.
Brokerage and research firm Bernstein stated on Monday that if former US President Donald Trump wins the November US election, Bitcoin could surge to $90,000 in the fourth quarter. Bernstein's analysts said:
The election results are still hard to predict, but if you hold cryptocurrency here for the long term, you may be betting on Trump.
In the research report, analysts predict that Trump's victory will drive bitcoin to new highs, reaching between $80,000 and $90,000 by the end of the year.
Trump's strong support for making the USA a leader in the cryptocurrency industry, along with his policy proposals such as appointing a pro-cryptocurrency chairman of the U.S. Securities and Exchange Commission (SEC) to replace Gary Gensler and establishing a national Bitcoin reserve, is seen as a major catalyst. The report also emphasizes that Trump has consistently stated his desire to make the USA the "world capital of Bitcoin and cryptocurrencies."

Economist and gold supporter Peter Schiff said that gold is "on track for its best year since 1979, when it rose 126%." He emphasized that gold has already risen more than $540 this year, making it the "biggest dollar increase in its history." He further explained, "Investors still haven't taken notice of the bull market or added mining stocks to their screens."
Peter Schiff emphasizes the record increase in gold amidst economic uncertainty.
Economist and gold supporter Peter Schiff shared his views on the rising price of gold and discussed the economic factors affecting gold and related stocks in several posts on social media platform X this week.
“Gold is experiencing one of its best years ever, with an increase of over 26%, poised to surpass the 32% increase in 2007,” he shared on Friday. On Wednesday, the Federal Reserve cut interest rates by 50 basis points for the first time in over four years, causing a surge in gold prices. When commenting on the gold price, Peter Schiff emphasized:
This is the best year since 1979, when it rose by 126%. However, GDX only increased by 31%. This means that investors have not yet paid attention to the bull market or adding mining stocks to their screens.
GDX is the code for the Vaneck Gold Miners exchange traded fund (ETF), which tracks the performance of companies engaged in gold mining and related industries.
Shiff also pointed out that despite the strong performance of gold...

The author of "Rich Dad, Poor Dad", Robert Kiyosaki, believes that due to the Federal Reserve's lowering of interest rates, the price of bitcoin is "about to explode". He predicts that as interest rates decline, investors should abandon "fake assets" and turn to real assets such as bitcoin, gold, and silver. Kiyosaki also emphasizes the continuously rising inflation, warning of its impact on retirees, and urges decisive investment in real assets.
Kiyosaki's Prediction: Bitcoin, Gold, and Silver are Expected to Soar
Financial author and entrepreneur Robert Kiyosaki, known for his book "Rich Dad, Poor Dad", shared his outlook on the prices of gold, silver, and BTC on the social media platform X this week due to the Federal Reserve lowering interest rates. The book, co-authored with Sharon Lechter in 1997, has been translated into 51 languages in 109 countries, selling over 32 million copies, and has been on the New York Times bestseller list for over six years.
The famous author wrote:
The prices of bitcoin, gold, and silver are about to explode.
Kiyosaki predicts that the Fed's rate cut will prompt investors to abandon fake assets like US bonds and turn to real assets. Referring to his previous posts on X, he explains that those who debate whether gold or Bitcoin is better are mere talkers and cowards; he predicts they will suffer losses when the Fed cuts rates and real asset prices soar. "As I mentioned in my previous tweets, those who discuss whether gold or Bitcoin is better, you will be the big losers... when the Marxist Fed turns, cuts rates, and real asset prices rise... fake money leaves fake assets like US bonds, turning to real assets such as real estate, gold, silver, and Bitcoin," he says.

In the stock market, remember to think in reverse.
Recently, many stocks have experienced a pullback.
# Slowly and patiently search for undervalued and growing companies.
Remember to make a good allocation strategy for buying in.
And you should have a long-term mindset.
#Stocks are just shares.
Remember, a drop in stock price does not necessarily mean poor performance, just as it does not indicate poor business for the company.
A stock rises in the long term because the company's profits have been consistently increasing.
So you need to have a long-term perspective.
Hold each company for at least 3 years.
#Only then will you see a good ROI.
It takes time for a company to grow.
Remember to save more money diligently in ordinary times.
Save the bullets to buy stocks.
This is the key.

After breaking the record on July 25, 2024, the hash rate of bitcoin continued to climb on September 7th (Saturday), reaching an impressive 692.28 exahashes per second (EH/s) by September 8th, surpassing the previous level by more than 13 EH/s.
The hash rate of bitcoin has reached a new high, rising by 66 EH/s in just one week.
On September 8th, 2024 (Sunday), the total hash rate of bitcoin surged to an impressive 692.28 EH/s, getting closer to the milestone of 700 EH/s. This marks another historic high for the bitcoin network this week. Throughout 2024, the computing power of the network has significantly increased from 393 EH/s to its current level.
The hash rate of bitcoin has reached 692 EH/s, approaching the milestone of 700 EH/s.
According to Luxor's hashrateindex.com data, on September 8th at 12:15 PM Eastern Time, the hash rate of bitcoin was 692 EH/s. [Note ID=670671 align=center width=1280]
This means that since September 8, 2023, the hash rate has increased by over 299 EH/s, representing a growth of 76.15% in the past year. In the past week, the hash rate has jumped by 66 EH/s, reaching the current...

In September 2024, Bitcoin remains stable, floating above $56,000, which has sparked ongoing debates in the market direction. Some speculate that Bitcoin may be entering a bear market phase, while others still see its potential for strong upward breakthroughs. Julio Moreno, the research director at Cryptoquant, participated in the discussion and stated that the decline in Bitcoin's price is due to a lack of growth in demand. However, voices in other areas of the cryptocurrency industry believe that the current downward trend may be setting the stage for an impressive rise in Bitcoin's value.
Bitcoin is entering a range when the demand drops and lowers the price.
September is not a friendly month for Bitcoin (BTC). This year continues the trend since 2013, as this month is often proven to be a difficult period for this top-tier cryptocurrency asset. BTC ended August in negative territory, and Google Trends data shows a significant lag in public interest in Bitcoin. On Thursday, Julio Moreno, the research director at cryptoquant.com, shared his thoughts on X, pointing out a significant drop in demand.
"The reason for the decline in Bitcoin prices is simple, there is no demand growth. In fact, demand is currently declining. Basically, all valuation indicators are in bear market territory," wrote Moreno. "The price levels to watch for: $55.5K - the on-chain realized price floor for traders," added the researchers.
Call or put? Bitcoin in a mixed market sentiment...