I don't understand this reasoning in casting FUD on PayPal I see that there's competition now.
So?
Every industry has competition.
PayPal are still the market leaders and their numbers are still solid. Other companies in the space doesn't justify undervaluing their stock price or mean that the company is dead or on its last legs.
It's far from that it brings in over 30 billion a year and keeps over 5 billion.
It's not like Apple Pay or Cash App have destroyed PayPal's business or knocked them of...