This is a common question that comes up among investors. There is no right or wrong answer but for those who are not adept at timing the market or who have no time or energy to monitor the market everyday, I feel dollar cost averaging (DCA) is an easier and safer approach as it averages out the per unit cost over time. Putting aside a set amount of money for investment at regular intervals is analogous to a form of regular savings (albeit with a higher level of risk tha...

I love this time of the year because it's when my birthday is around the corner and everybody is in a festive mood, which feels like everybody is celebrating my birthday with me!
So, Happy Birthday to me. You can come and trick or treat with me!

Have u heard? They are increasing the public transport price again Considering walking or cycling to save moolah and reduce carbon footpront
1. High electric bills due to climate change causing hot weather which results in more usage of aircons Solution: Try to buy electrical appliances with at least 4✓ using climate vouchers courtesy of the government Stack it with CDC supermarket vouchers if u still haven't use it
Never pay full price, add items to ...

Singapore has been getting expensive, not just for luxuries but also essentials. Most evident is the price of hawker food as well as mid-range eateries like Ya Kun and Toast Box. When a traditional kaya toast set costs more than a McDonald’s value meal, you know something is not right. In my personal opinion, some of the price adjustments are out of proportion to the purported increase in costs. Although the government has said it would monitor for errant bus...

I feel that there should not be a fixed number. Instead, we have to lump all the things you want in life together and rank them according to the priority of ownership. Next, take the monthly salary you have and put aside savings to buy each item you want. Therefore, if you rank owning a car at number 1, you will be able to afford it sooner than if you rank it at number 3. Hope this helps you in making a decision. For me I rank retirement and hom...

Our family usually head overseas once a year during the school holidays. Next year, Hong Kong, Rome and Iceland are strong candidates! They are very different destinations, which is why we will have a fun time listing down the pros and cons before deciding on our choice. No matter which destination we decide on, I'm sure we will have a blast.

The cutest skin i have

🥰🥰🥰