AnnYeo God of Money : enjoy up to 3.5% pa does this mean the highest guaranteed return only 3.5% pa ? and it can be much lower?

AnnYeo God of Money : I believe $Apple (AAPL.US)$ sales will be pushed up by the recent reduced iPhone prices in India, a move linked to the government's decision to cut import tariffs on smartphones from 20% to 15%. The price cuts affect several models, including the iPhone 13, 14, and 15, with reductions ranging from ₹300 to ₹6,000, depending on the model. The iPhone 15 Pro, for example, has seen its price drop by about ₹5,100, now retailing at ₹1,29,800.
These reductions aim to make iPhones more competitive in the Indian market, where they are traditionally priced higher than in the U.S., often about 1.5 times more expensive.

AnnYeo God of Money : I believe $Apple (AAPL.US)$ sales will be pushed up by the recent reduced iPhone prices in India, a move linked to the government's decision to cut import tariffs on smartphones from 20% to 15%. The price cuts affect several models, including the iPhone 13, 14, and 15, with reductions ranging from ₹300 to ₹6,000, depending on the model. The iPhone 15 Pro, for example, has seen its price drop by about ₹5,100, now retailing at ₹1,29,800.
These reductions aim to make iPhones more competitive in the Indian market, where they are traditionally priced higher than in the U.S., often about 1.5 times more expensive.

AnnYeo God of Money : I believe $Apple (AAPL.US)$ sales will be pushed up by the recent reduced iPhone prices in India, a move linked to the government's decision to cut import tariffs on smartphones from 20% to 15%. The price cuts affect several models, including the iPhone 13, 14, and 15, with reductions ranging from ₹300 to ₹6,000, depending on the model. The iPhone 15 Pro, for example, has seen its price drop by about ₹5,100, now retailing at ₹1,29,800.
These reductions aim to make iPhones more competitive in the Indian market, where they are traditionally priced higher than in the U.S., often about 1.5 times more expensive.

AnnYeo God of Money : Great feature! Would appreciate it if there's a filter by Holding.. For eg. I would like to search by ETF that contains NVDA then it pops out all the available ETF with NVDA

AnnYeo God of Money : I will focus on strong stocks to buy and hold for the long term, particularly those in the "Magnificent Seven" group, which typically refers to top-performing tech companies, include tech giants like Apple, Microsoft, Amazon, Google (Alphabet), Meta (Facebook), Nvidia, and Tesla.
Besides, I will also look for companies with strong financial health, consistent revenue growth, and a competitive edge in their industry. And also companies that lead in innovation and market share tend to perform well over the long term.
And add more ETF to my portfolio such as $Invesco NASDAQ 100 ETF (QQQM.US)$

AnnYeo God of Money : Based on $Apple (AAPL.US)$ 's product line and innovation. Its continuous innovation with popular products like iPhone, Mac, and expanding services (Apple Intelligence). Yes! Buy it's stock and get some profit and use that money get it's product for free.