I'm a late bloomer in investing. the urge came because after being semi-retired since 2019, I felt quite bored, and I wanted to use my free time to enhance  part of my retirement savings.
I started this journey in June 2024. Initially, I naively thought that focusing on high dividend stocks would be a no-brainer.  I screened out all the high dividends and mindlessly purchased.. After being hit by 30% withholding tax (US stocks) and price erosion, I realized this was a bad choi...

Ever since going through the experience of losing 6,000 dollars every day, there has been a significant change in my mindset.
Nothing can really influence my mood or mentality.
This experience is something I have newly felt.
This can also be considered a form of training and a good method for habitually controlling emotions.
Without further ado, let's Share the second post of March.
For those who are in cash positions, feel scared or hesitant to buy Stocks, or are preparing to buy Stocks.
You can take a look at my journey or thoughts regarding Stocks.
Let's take a look at the mindset of university students when they lose or make money.
What can be done to break even or earn more?
Like, comment, and follow.

I previously mentioned that the Large Cap would pull back for a few days, but I didn't expect so many things to happen at once.
The core reasons I think for the market decline.
The main reason for the decline in the USA stocks is primarily the uncertainty of policies and market concerns about the future economy.
Firstly, the recent announcement of a new round of tariff policies by the USA government has caused a sudden downturn in market sentiment, with investors worried that trade frictions may impact corporate earnings, especially for companies involved in the Global supply chain.
In addition, the pullback in Technology stocks has intensified market panic, as the Technology Sector saw huge gains over the past year, and now valuations are facing pressure, leading investors to take profits, which accelerated the decline in stock prices.
The Australian stock market is significantly impacted by external conditions, given that the Australia's market is relatively small and international capital is highly mobile, thus when global market risk aversion rises, the Australian stock market often adjusts accordingly.
Lastly, the Australian economy relies on resources...