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$XRP(XRP.CC)$ is way under valued right now and expected to go to 4 digits. Here is why....
Apple announced partnership with XRP. Ripple got the patent for smart contracts using Ethereum and Flare. Mastercard has also signed on with XRP. The key to which ones survive is regulation. The ISO20022 is the regulation International Standards Organization. The new banking Basel IV rules require ISO20022. XRP is the only crypto that has conformed to this standard.
What is unique about XRP is that it allows for a comment field to be attached to every transaction and that it has an end point verification before it is even sent.   Meaning, it can verify how much will be received at the end point before it sends the XRP. This prevents any transactions from being stolen or rerouted in transit. It is transparent and reliable banking. XRP is like the new Bitcoin except it will have utility and enormous client adoption. The value of XRP is in the number of transactions running on its network. So the only way for it to go down in value is for us to stop using credit cards or world trade to decrease.
China and India alone have 1 billion digital currency users who will be linked to the XRP. It is the only crypto that conforms to the new Banking Standard ISO20022, which will regulation international transactions. The price of XRP has gone down due to the SEC lawsuit and the testing that is ...