If I can travel back in time for one year ago I will invest correct way, buy low sell high. But only can say if can “travel back in time”, however with me if do something wrong it will be lesson in my life and my life have quite a lot lesson for invest.  
Invest is long term in our life but need to have knowledge and can control it by myself. Invest a lot of money it’s not means can earn a lot, maybe can loose all also. So must be “smart invest” to be safe fo...

Now that you know what you spend in a month, you can begin to create a budget. Your budget should show what your expenses are relative to your income, so that you can plan your spending and limit overspending.
Set the saving goal:
- Long term saving
- Short term saving