faberlicious : Question-  Less than 4 months left to 2024 and against the backdrop of a slowing world economy as can be seen in recent data from second biggest economy China( slowing consumer demand , manufacturing and downturn in  property sector, crackdown on tech companies etc) slowing US economy and possibly recession ,continued trade and tech rivalry between US/China, sluggish European economy as Ukraine war drags on, middle east war situation remains fluid, volatile commodities prices, high freight costs what would panel of experts advice to investors on portfolio and asset allocation to mitigate the risk and perhaps to benefit from the anticipated Fed lowering of interest rates going forward.