Key Takeaways
The cash management funds mainly invest in short-term money market instruments and are a wealth management product with relatively low risk.
The features of the cash management funds on the moomoo App mainly include instant deposit and withdrawal, low threshold, and low risk.
Understanding cash management funds
If you have spare money in your securities account and don't want to take the additional risk of market volatility, how can you use the money ...

The Federal Reserve raised its short-term benchmark rate by one quarter of a percentage point on Wednesday. This widely expected decision increases the federal-funds rate to between 0.25% and 0.50%.
You'll feel the impact of rising rates on an individual level and on a household level. When interest rates go up or down, the resulting changes in other rates impact the way we borrow money, but also how we save money.
Frustrated house hunters, for ...

Amid the ongoing crisis in Russia and Ukraine, the Dow posted its biggest one-day gain since November 2020, in part because investors see a more dovish Fed policy ahead, similar to what happened in 2001. It is worth noting, however, that us inflation is much more severe now than it was more than two decades ago. Some analysts believe uncertainty will continue to roil the market.
On Friday, the Dow Jones Industrial Average rose 834.92 points, or 2.5%, to 340...

The Russia-Ukraine conflict has been a source of major market pressure recently, spurring back-to-back losing weeks on the major averages.
Philip A. Fisher says "Don't worry about buying stocks during war. (Wars always end, but they are usually accompanied by central bank excesses. Throughout history, local wars have tended to be good times.)
However, the russia-Ukraine conflict coincides with an unprecedented rate hike, which leaves little ...

The Fed faces a more complicated situation than ever, with geopolitical risks driving the prices of several commodities to record highs and inflation rising sharply.
On the other hand, surging commodity prices hamper the global recovery and could lead to a faster and more painful downturn. What exactly will the Fed do?
In Goldman's view, however murky the risk events, the Fed's stated direction will remain intact.
Accordin...

The new year has ushered in fresh tensions and volatility in global markets, largely due to the rapidly changing response to inflation by central banks. With inflationary pressures continuing to mount in 2021, central banks have tightened policy sharply. In just a few weeks, all major central banks have made policy adjustments to the outside world.
Inflation is no longer a fleeting phenomenon, but a definite risk that countries need to grapple...

When you invest in a stock, you are purchasing a share of one company. A mutual fund offers more diversification by bundling many company stocks into one investment.
The Basics of Mutual Funds
Mutual funds pool money together from a group of investors and invest that capital into different securities such as stocks, bonds, money market account, and others. Funds have different investment objectives, to which their portfolios are tailored. Money man...