Leroy Si : congratulations to all the reward earners. you guys definitely deserve these awards . keep up the good work and hard work to continue pursuit the financial freedom goal for our life . let's improve and make good earning together!!!!!!

Leroy Si : I think the key drivers in the 2025 will be Donald Trump decision. Every single action taken by him will move the market. No doubt about that !!!!

Leroy Si : Here are five specific U.S. high-dividend-yield stocks with explanations:
1. Realty Income Corporation (O)
Known for its stability, Realty Income is a REIT that pays monthly dividends, offering a yield of about 5%. Its business model relies on long-term leases to quality tenants in retail and commercial sectors, providing dependable income even during economic downturns.
2. AT&T Inc. (T)
AT&T’s dividend yield typically exceeds 6%, backed by its solid telecommunications business. Despite facing challenges in other areas, its wireless and broadband services ensure reliable cash flows, making it attractive for dividend investors.
3. ExxonMobil Corporation (XOM)
ExxonMobil provides a dividend yield of around 3.5-4% and has a strong history of payments. Its global energy operations and consistent profitability position it well to sustain payouts, especially as it invests in renewable energy initiatives alongside traditional oil and gas.
4. Philip Morris International (PM)
Philip Morris offers a dividend yield of over 5%, backed by its dominant position in the tobacco and smokeless product markets. The company’s focus on reduced-risk products like IQOS shows innovation while continuing to provide strong cash flow for dividends.
5. Chevron Corporation (CVX)
With a dividend yield of about 4%, Chevron is another energy giant with a strong payout history. Its diversified energy portfolio and strategic investments in lower-carbon technologies ensure resilience and consistent shareholder returns.

Leroy Si : Trump please bring us to the moon