loyal Armadillo_6512 : Don't worry. Money now is always worth more than money in the future. Your $42.78 investment will be worth $43 in the near future, or even more further down the line.

loyal Armadillo_6512 : It depends on whether you're in the kiasu or kiasi camp. While kiasi might be missing out on many opportunities, for kiasu, one loss feels like everything.

loyal Armadillo_6512 : If the institute lets it stay up forever, how is the institute going to make money?