Lump sum investing works only if you have a sum of "disposable" capital that you don't mind putting aside regardless the market movement and fully know what you are investing on. For most investors, DCA might be the safer option given that you are less affected by the market movement and the risks are more distributed over an extended period of investment. DCA is also more manageable in terms of capital requirement since you on...

Started the daily quiz late in the game, but it has been fun and easy game to guess thus far! Learning new knowledge everyday while hoping that my portfolio will turn green soon LOL.

As an adult in mid-30s, Halloween is not commonly celebrated by my family. In current days, young families are celebrating the event in a more elaborated manner. My favorite event is dressing up the kids in Halloween costume, going around the neighbourhood for trick or treat! It's always amusing to observe the kids' reactions and the smile on adults' faces!

With the COE prices being so high, I'd prefer to take public transport given the high connectivity in Singapore's public transport system. There will also be additional costs incurred from buying a car besides the  COE, such as petrol costs, maintenance costs and season parking costs. All these expenses would be better spent on other areas, such as housing and investments with higher ROI and better value. To be honest, car is just a depreciating asset in Singapore.

I'm a risk adverse person, so the quiz result came as a surprise! But it makes sense to have a long investment horizon so as to maximize the returns and minimize the loss.

My go-to cup of wake-me-up kopi/teh (not coffee/tea) is none other than Ya Kun!! I prefer local taste instead of Western coffee, as it is more fragrant and flavourful. And one could even personalize their drink with siew dai, gao kosong etc at a fraction of a price from Western brands like Starbucks/Coffee Bean.
As for the coffee market, I'm of the view that the market demand will continue to rise as more working adults need their daily dose of caffeine to kicks...

Due to my low risk appetite, I go by the mantra: buy low sell high. It's also impt to set aside the funds for long-term investment so that I can hold onto the stock even when the market slowly recovers.

My friend referred me to moomoo in late last year, albeit my initial resistance to dabble in online investment (complete noob here). Over the months, I have benefited from the various attractive promotions and steady return of the Fullerton Cash Fund. As a result, I'm very grateful to moomoo over the fuss-free investment, tips and knowledge shared through the platform. To more years of moooooooo!

First time trying out the game and boy, it was hard! Didn't manage to get past the 4th fish, must practice more on my reaction time haha!