Lum sum or dollar cost will depend on the circumstances and market situations. both have their merits. the key apply the right one at the right time and u will reap the benefits.

janys Henderson balanced fund

to find good air and hotel buys, must plan in advance.  plan to go Macau for coming trip as air Macau has 1 for 1 promo.

go for it as the returns are good

time to reflect

buy low sell high. buy when everyone panic, sell when everyone is buying.

focus on bank stocks and cashplus. buy banks when dip.

1. No min commission n platform fee just like phillip securities
2. Able to sort watchlist by alpha order
3 more ptomo