$Schwab US Dividend Equity ETF (SCHD.US)$ Just wondering, since there is the 30% withholding tax and all for US domiciled stocks, is it actually worth it to go into US dividend stocks instead of staying in the Bursa dividend stocks for zero tax (blue chips and reits)? Also, for US dividends, are the number you see what you will get, or are they going to be taxed further before being credited into your account? Thanks in advance
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$MAYBANK (1155.MY)$ since dividends are coming up, and this is my first time receiving it, for moomoo, the dividend cash will payout to your account, and you can choose to withdraw it. But if I choose to reinvest it, yet it is just a small amount (due to my current low number of stocks), is it even worth it? Or should I accumulate more dividends before buying more stocks with it? I noticed moomoo has a DRIP function, but it's only applicable for US stocks I think? I heard of...
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$MAYBANK (1155.MY)$ $MAYBANK (1155.MY)$ Just a beginner here and a bit confused. I can only buy stocks in one lot (100 at a go), is it possible to buy less than that? And I see people have a set DCA each month, but if the price of one lot fluctuates, shouldn't your DCA fluctuate too? Confused and hoping for some guidance from the sifus here, thanks! (Recently bought 1 lot from Maybank, my first investment! But I also heard that you should actually buy more in one go?)
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Tazzin OP 103468558 : Thanks for your input, quite harsh to see that nice 0.485 turn into something like 0.33, perhaps staying in Bursa for dividend plays will be a wiser choice instead
Tazzin OP 103468558 : That is a nice way to see it
I'm still doing some research and out of the ones I've seen, JEPQ has caught my attention. Have to look into it more
Tazzin OP EJAY28 : Duly noted! Would it be better then to just find an ETF with accumulating dividends to completely avoid that 30% tax, or is it worth it still to get the divs? I do want to diversify a bit
Tazzin OP 104630476 : Some good starting points to look at would be banks, reits, utilities, health care (try searching blue chip companies) that have slow growth but pay out dividends. Some pay out biannually, some are monthly, some quarterly. Generally 3 to 5% dividend payout is standard, anything above 10% tends to be unsustainable, as it means they are paying you more than they can afford. Some individual companies also give dividends, but that would require you to do a background check and research on the company's track record. If you believe that it will continue to do well, then you can invest in them (a tip here is to look at their PE (price to earnings) ratio, low PE means they are undervalued, while a high one is overvalued). I also recently started investing, but these are what I've gathered so far. Leaning to the safe side for now in Bursa by sticking with blue chip companies. Wish you good luck with your investment journey!