Singapore has been getting expensive, not just for luxuries but also essentials. Most evident is the price of hawker food as well as mid-range eateries like Ya Kun and Toast Box. When a traditional kaya toast set costs more than a McDonald’s value meal, you know something is not right. In my personal opinion, some of the price adjustments are out of proportion to the purported increase in costs. Although the government has said it would monitor for errant bus...

Have u heard? They are increasing the public transport price again Considering walking or cycling to save moolah and reduce carbon footpront
1. High electric bills due to climate change causing hot weather which results in more usage of aircons Solution: Try to buy electrical appliances with at least 4✓ using climate vouchers courtesy of the government Stack it with CDC supermarket vouchers if u still haven't use it
Never pay full price, add items to ...

We are nearing the end of July, let's take a look at how things are going so far....
Not too bad, definitely took a few hits with Tesla & Nvidia tanking... thankfully there is money market funds to save the day
Best gifs to represent this month is definitely the following Disney related gifs
How it began:
How it ended:
Something seems to be looming ahead...maybe it is time to start trimming down various positions and moving them into saf...

Navigating the world of personal finance often feels like balancing on a tightrope, but in the first half of 2024, I found a steady anchor with Moo Moo's Cash Plus. In my earlier half-yearly review of my diversified portfolio, I highlighted a solid return of 9.20% . However, this figure doesn't account for the 4.70% yield I earned from Moo Moo's Cash Plus, a money market fund that has become a cornerstone of my financial s...