It's 2025 now, and I'm going to summarize my investment performance in 2024.
My ROI in 2024 was 16%, including dividends and capital gains. This was also the highest ROI year for me in the past 10 years, surpassing the broader market. KLSE had a 12.9% increase this year.
I've come across a few seniors who mentioned that achieving a 10% annual ROI is easy. They said as long as you choose companies with a 6% dividend yield and then earn a 4% return from stock price appreciation, the annual ROI would already reach 10%. I followed the seniors' investment approach in 2024 and unexpectedly achieved over 10% ROI. However, I noticed many seniors had over 30% ROI in 2024, indicating that there's still a long way to go for me as a conservative investor.
As a conservative investor, I only dare to invest in low-risk areas such as bank stocks and property trusts. This year, the trends in the banking and property trust sectors have been favorable, and I have also caught this trend. Unfortunately, I was unable to arbitrage in a timely manner when the stock prices were high. Fortunately, I tried some short-term operations in bank stocks, successfully reducing some holding costs. I should also try these short-term operations this year to avoid too much damage when bank stocks decline.
$MAYBANK (1155.MY)$
$RHBBANK (1066.MY)$
$ABMB (2488.MY)$
$IGBREIT (5227.MY)$
$SUNREIT (5176.MY)$
...

$GAMUDA (5398.MY)$ in now 😍

$MAYBANK (1155.MY)$ Entered at 9.98

$MAYBANK (1155.MY)$ When stocks fall, it is the moment to test your patience; only by sticking to your beliefs can you truly profit from a stock.

$SDCG (0321.MY)$ sold at 0.55😉

$99SMART (5326.MY)$ Is there still hope to reach 2? The pressure is not going above 1.9.

$99SMART (5326.MY)$ this ipo have a strong resistance at 🍻 but the question is?