"I will divorce you when my stock returns." He said lightly. After listening, her heart was warm, she thought, there is no longer and lasting promise. $Twitter (Delisted) (TWTR.US)$ $Tencent (TCEHY.US)$

BNPL (Buy Now Pay Later）is growing in popularity globally. On Sep 9, $Affirm Holdings (AFRM.US)$ , leading BNPL company, released its Q4 FY21 earnings thatbeats the estimates, following a surge of 20% in stock price during post-market.
Let's take a quick look at some key takeaways.
Operating Highlights
GMV ( Gross merchandise volume) for Q4 FY21 was $2.5 billion, an increase of106%; GMV for fiscal year 2021 was $8.3 billion, an increase of79%.
Active merchants grew by412%to nearly 29,000; Active consumers grew97%to 7.1 million.
Transactions per active consumer increased8%to approximately 2.3.
Financial Highlights
Total revenue was $261.8 million, a71%increase, driven by increases in network revenue and interest income.
Net loss for the Q4 2021 was $128.2 million compared to net income of $34.8 million in Q4 2020.
Business Highlights
In August 2021, the Company announced a non-exclusive partnership with $Affirm Holdings (AFRM.US)$to offer Affirm's flexible payment solutions, and Amazon plans to make Affirm morebroadly availableto its customers.
In June 2021, the Company advanced itsexclusive partnershipwith $Shopify (SHOP.US)$ by making Affirm's Shop Pay Installments available to all eligible Shopify merchants in the US.
Financial Outlook
The company gives apositive outlook. In FY22, Affirm expects GMV to grow faster than revenue. The outlook also reflects its strategy to drivegrowth in its network through continued investment, prioritizing increased investments in both its product and engineering teams, while also increasing its brand and direct response marketing efforts.
These investments are expected to benefit the Company'sproduct innovation capabilities and brand awareness in support of its long-term growth objectives.
Click to see the original report>>
What’s your thoughtson Affirm's Q4 FY21 earnings? Is there any number or move thathits you? Is now a good time to buy or sell?
We can't wait to see your comments.

There's no state between ice and water, everything changed once the temperature reaches the freezing point. However, there is a state between dreaming and sober. We usually call it "investing".
Investing is a very subtle state, people get dizzy while playing big in the money game. We sometimes find it hard to tell whether a person is "high" or has just been through a great loss/ gain in the market. If there's an investor is in the "middle state", we better stay away and observe, wait to see what interesting things are going to happen.
  
@deluxe bean:  I HAD A DREAM LAST NIGHT, THAT AMC HIT 100K
good for you
@old Micheal: $GameStop (GME.US)$
close your eyes, then bad things will not happen
@Carry only: $GameStop (GME.US)$
quick switching between dreaming and sober, nice 
@John1: I will, I will
yeah, typical "middle state" guy
@Dude77: $AMC Entertainment (AMC.US)$
I think this must be the wake up call
@deluxe bean: WHEN ITS TURNING GREEN BUT THEN TURNS RED INSTEAD......
no, you may not have a sweet dream
PAPER HANDS BE LIKE...
A dream would not remain if you are being a paper hand.
@Michael_Lawrence:  love this meme $GameStop (GME.US)$
damn, I think you may be right
@Kenkkk: $AMC Entertainment (AMC.US)$
this dude really know the key point of investing 
So why don't you just meet me in the middle?
I'm losing my mind just a little.
Words in the pop song- The Middle, written by Zedd, Maren Morris, Grey perfectly interpret this mysterious mind state. Come meet me in the middle, let's invest together.
Don't forget to vote and leave your like, comment. Most important, #Moo Humor when you're posting something funny!!!! You'll get 200 points as a reward!!!
That's all for this week, don't forget to keep "investing". Peace!