My finances went off the rails in 2023, and I’ve set some goals to fix that.
1: My emergency fund depleted very quickly, and I learned how valuable it can be. I’m prioritizing savings, including building a CD ladder, so I can be ready for the next disaster!
2: My focus on growth has exposed me to too much risk. 2024 will be a year of strategic rebalancing. I’d like to have 50% of my portfolio be index funds by the end of the year.
3: I need to consolidate my accounts and choo...