Factors that Affect Investing

The goal of investing is to build wealth over time and/or to generate income from your investments to meet objectives. Investors purchase assets such as mutual funds, stocks, bonds, real estate and commodities with the expectation that the value of these assets will increase and that their financial goals will be realized.  Successful investing requires time, patience and a clear and realistic plan directed toward your goal.

There are three factors that can affect the likelihood that your financial goals are met: your time horizon, the rate of return on your investments, and the amount you invest.

The more time you have to build wealth, the more potential there is to reach your goals. The cost of waiting to begin an investing program can be significant.