新加坡女性财务健康报告

介绍

Investing is not only the domain for men – but also for women. However, modern women are not confident that they make good investors or are able to make good investment decisions. To find out why women lack confidence in investing and to better understand the financial goals of the modern Singapore woman, Moomoo Financial Singapore Pte Ltd (moomoo SG) has recently conducted a comprehensive survey of 2,655 women. The report presents the findings of a nationwide survey. All respondents are 21 years and older, have a median annual income of SGD 60,000 and are employed.Based on our findings, Singapore women are making gradual improvemnts to secure their financial future. 72% of respondents say that they know how much contingency funds they need, come what may. However, 2 in 5 Singapore women still feel less financially secure compared to men and 41.7% 对于能否实现退休目标，他们并不自信。结果还突显出投资行为，包括资产购买选择、对技术和基本投资知识的需求以及投资动机。虽然86.4%的人将每月工资的10%到30%用于投资，但80.75%的人认为自己没有为退休后的生活做好准备。这次关于新加坡女性财务状况的特别调查是moomoo SG的首次调查，也和国际妇女节一起进行。我们希望现代新加坡女性能更加投入于股权市场，因为这个投资世界正如那句著名的莎士比亚名言所说，就是一个人的太阳。

5个新加坡女性中有2个觉得财务安全感不足

主要发现： 72.3% 表示他们知道在收入减少或丧失时需要多少紧急资金。但是 42.3% 感到没有财务保障，且 40.2% 在面临损失或收入减少时，很多新加坡女性投资者没有心理准备也没有经济准备。生活成本和资金不足是新加坡女性投资者在实现退休目标时关注的问题之一。 27.1% 对于新加坡女性投资者，过上经济安全的生活仍然是首要考虑的事情，其次是根据需要累积更多储蓄。 22.5% 有能力照顾自己的晚年生活，并积累更多储蓄是重要的。

01. 养老信心概述