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$迪士尼 (DIS.US)$
lmk!

BNPL (Buy Now Pay Later）is growing in popularity globally. On Sep 9, $Affirm Holdings (AFRM.US)$ , leading BNPL company, released its Q4 FY21 earnings that击败了估计在盘后市股价暴涨20%后，
让我们快速看一下一些关键要点。
运营亮点
Q4 FY21的GMV（总商品交易量）为25亿美元，较106%；2021财年GMV为83亿美元，较79%.
活跃商家增长了412%接近29,000; 活跃消费者增加97%至710万.
每位活跃消费者的交易次数增加8%to approximately 2.3.
财务亮点
Total revenue was $26180万, a71%increase, driven by increases in network revenue and interest income.
Net loss for the Q4 2021 was $12820万 compared to net income of $3480万 in Q4 2020.
Business Highlights
In August 2021, the Company announced a non-exclusive partnership with $Affirm Holdings (AFRM.US)$to offer Affirm's flexible payment solutions, and Amazon plans to make Affirm morebroadly availableto its customers.
In June 2021, the Company advanced itsexclusive partnershipwith $Shopify (SHOP.US)$ by making Affirm's Shop Pay Installments available to all eligible Shopify merchants in the US.
Financial Outlook
公司给出了积极的展望。在FY22，Affirm预计GMV的增长速度将快于营业收入。展望也反映了其通过持续投资推动网络中的增长策略，优先增加对产品和工程团队的投资，同时增加品牌和直接反馈营销工作力度。
这些投资预计将使公司受益产品创新能力和品牌知名度 支持其长期增长目标
点击查看原始报告>>
你对Affirm的2021财年第四季度盈利率有什么看法？有什么数字或动向让你印象深刻？现在是买入还是卖出的好时机？
我们迫不及待地想看到您的评论。