在学校里，财务管理通常不会被教授，至少在我那个年代，我们没有接触到这类软技能，而这些技能后来变得非常重要。从小到大，我妈妈教导我的唯一一件事就是养成存钱的习惯。
然而，随着我长大，我注意到除了存钱以外还有更多的东西。随着金融业的进步，加上银行现在不像以前那样可靠，因为有更多的骗子存在。只是纯粹的存钱并等待利息增长可能是一种老派的想法。除了存钱，还可以教育我们的孩子如何积极地增加财富，让他们参与创业活动，把它当作一种游戏和玩耍。但是当然我必须强调，养成储蓄的习惯仍然是理财的第一步。我们还需要教他们债务以及如何保护他们的财富。
然而，随着我长大，我注意到除了存钱以外还有更多的东西。随着金融业的进步，加上银行现在不像以前那样可靠，因为有更多的骗子存在。只是纯粹的存钱并等待利息增长可能是一种老派的想法。除了存钱，还可以教育我们的孩子如何积极地增加财富，让他们参与创业活动，把它当作一种游戏和玩耍。但是当然我必须强调，养成储蓄的习惯仍然是理财的第一步。我们还需要教他们债务以及如何保护他们的财富。
已翻译
15
7
for long term investors this is actually a good period of time to do shopping and hold it for long term. of course you got to shop those very stable stocks and speculative ones. just my 2 cents of opinion./Happy if aren't sure which to choose, the qqq and spy are good choices.
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momvestor 楼主 : 我们兑换了其中的一些产品，不倒翁、雨伞、硬币盒、枕头。所以她从小就接触过所有这些 “公牛” 哈哈哈它们就像家庭的一员一样![[拥抱]](https://static.moomoo.com/nnq/emoji/static/image/default/default-black.png?imageMogr2/thumbnail/36x36 "拥抱")
momvestor 楼主 heyrayray : 你有个了不起的爸爸！！