happy new year Moomoo! for this year, I would like to start investing consistently (a specific target would be putting few hundreds of funds in at least every 2 months) instead of trying too hard to time the market. aim an overall return of 8-10% annually! cliche as it sounds, time in the market is really more worth it in the long run than cracking our heads timing. I would also like to add 3 more different ETFs to my portfolio for diversification. deadline? 31st Dec 2022! chee...