短期储蓄目标让我变得风险厌恶。CLIP和XHLF提供了对国债短端的敞口。两者的费用比率都低于10bp。持有次级/垃圾债券etf和持有受信托公司发行的AAA贷款的etf的小头寸使回报率提高了约五分之一。可能会慢慢回来，而不是因为FOMO。
已翻译
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考虑持有大量股票或债券的etf。
避免使用保证金。
每天签到。收集积分。推荐朋友。
客服很有帮助。
-现金扫描5.1% APY。低费用比率的etf在短期国库券上可以获得5.3%的利率。超短期债券基金可以带来有限的价格波动和6%+的回报。根据这些利率来看，SP500似乎是一个泡沫，但不会马上破裂...
-购买书写etf。在这一点上，SP500或者更好的是IWm.
避免使用保证金。
每天签到。收集积分。推荐朋友。
客服很有帮助。
-现金扫描5.1% APY。低费用比率的etf在短期国库券上可以获得5.3%的利率。超短期债券基金可以带来有限的价格波动和6%+的回报。根据这些利率来看，SP500似乎是一个泡沫，但不会马上破裂...
-购买书写etf。在这一点上，SP500或者更好的是IWm.
已翻译
1
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