It depend on how much you left after the basic spending on housing loan, utilities, transport, meals etc. Also with the 37% salary taken away into compulsory savings, how much is it available for the average workers? The question should also be directed to the policy makers because they are the main factor.

It is good to increase 25 -50 bps. Hopefully it can cool the property and rental market which is overly expensive for most of the people. Howver if it doesn't in March it doesn't matter , it will also be good for those companies with high debts.