短期储蓄目标让我变得风险厌恶。CLIP和XHLF提供了对国债短端的敞口。两者的费用比率都低于10bp。持有次级/垃圾债券etf和持有受信托公司发行的AAA贷款的etf的小头寸使回报率提高了约五分之一。可能会慢慢回来,而不是因为FOMO。
已翻译
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-Consider ETFs that hold a large bundle of stocks or bonds.
-Avoid using margin.
-Check in daily. collect points. Refer friends.
-Customer service helpful.
-Cash sweep 5.1% APY. Low expensecratio ETFs can get you 5.3% on t bills. Ultra short bondd funds can get you limited proce volatility and 6%+. SP500 w/ these rates seems like a bubble. but not about to pop…
-Buy write ETFs. SP500, or, better yet, IWM at this point.
-Avoid using margin.
-Check in daily. collect points. Refer friends.
-Customer service helpful.
-Cash sweep 5.1% APY. Low expensecratio ETFs can get you 5.3% on t bills. Ultra short bondd funds can get you limited proce volatility and 6%+. SP500 w/ these rates seems like a bubble. but not about to pop…
-Buy write ETFs. SP500, or, better yet, IWM at this point.
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#setyourgoals
1) Earn 7% on treasury ETFs by adding in some actively managed ETFs that use options to top off income. Learn more about that.
2) Minimize risk in equities. My goal is savings in this account.
3) Avoid market volatility. I tjink the SP FV could be 3800…or 5000!
4) Don’t miss 2023 style run.
1) Earn 7% on treasury ETFs by adding in some actively managed ETFs that use options to top off income. Learn more about that.
2) Minimize risk in equities. My goal is savings in this account.
3) Avoid market volatility. I tjink the SP FV could be 3800…or 5000!
4) Don’t miss 2023 style run.
recap 23