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American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics

American Express | 8-K: U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics

美国运通 | 8-K：美国消费者和美国小企业拖欠和注销率统计
美股SEC公告 ·  2024/07/15 17:04

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American Express released its U.S. Consumer and Small Business Card Member lending portfolio statistics for June 2024. Total Card Member loans reached $113.6B, with U.S. Consumer loans at $85.0B and Small Business loans at $28.6B.The delinquency rates remained stable, with 30-day past due loans at 1.3% for Consumer cards and 1.4% for Small Business cards. Net write-off rates showed improvement, with Consumer cards decreasing to 2.3% from 2.5% in April, while Small Business cards recorded a 2.4% rate.The American Express Credit Account Master Trust, representing a portion of securitized loans, reported an annualized default rate of 1.5% for June 2024, with total delinquencies of $0.2B on a principal balance of $25.8B.
American Express released its U.S. Consumer and Small Business Card Member lending portfolio statistics for June 2024. Total Card Member loans reached $113.6B, with U.S. Consumer loans at $85.0B and Small Business loans at $28.6B.The delinquency rates remained stable, with 30-day past due loans at 1.3% for Consumer cards and 1.4% for Small Business cards. Net write-off rates showed improvement, with Consumer cards decreasing to 2.3% from 2.5% in April, while Small Business cards recorded a 2.4% rate.The American Express Credit Account Master Trust, representing a portion of securitized loans, reported an annualized default rate of 1.5% for June 2024, with total delinquencies of $0.2B on a principal balance of $25.8B.
美国运通发布了2024年6月的美国消费和小企业卡会员贷款组合统计数据。总卡会员贷款达1136亿美元，其中美国消费贷款为850亿美元，小企业贷款为286亿美元。违约率保持稳定，消费卡的30天逾期贷款为1.3%，小企业卡为1.4%。净核销率有所改善，消费卡从4月的2.5%下降到2.3%，而小企业卡记录的比率为2.4%。代表部分证券化贷款的美国运通信贷账户主信托报告了2024年6月的年化违约率为1.5%，总违约金额为2亿，基础余额为258亿。
美国运通发布了2024年6月的美国消费和小企业卡会员贷款组合统计数据。总卡会员贷款达1136亿美元，其中美国消费贷款为850亿美元，小企业贷款为286亿美元。违约率保持稳定，消费卡的30天逾期贷款为1.3%，小企业卡为1.4%。净核销率有所改善，消费卡从4月的2.5%下降到2.3%，而小企业卡记录的比率为2.4%。代表部分证券化贷款的美国运通信贷账户主信托报告了2024年6月的年化违约率为1.5%，总违约金额为2亿，基础余额为258亿。
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