share_log

American Express | 8-K: Release Regarding Its Financial Results for the Third Quarter of 2024

American Express | 8-K: Release Regarding Its Financial Results for the Third Quarter of 2024

美国运通 | 8-K：关于2024年第三季度财务业绩的新闻稿
美股SEC公告 ·  2024/10/18 19:14

Moomoo AI 已提取核心信息

American Express reported Q3 2024 net income of $2.51 billion ($3.49 per share), up 2% from $2.45 billion ($3.30 per share) last year. Revenue reached a record $16.6 billion, increasing 8% year-over-year, driven by higher net interest income, card member spending, and accelerated card fee growth.Total Card Member spending rose 6%, with card fee revenue up 18%. The company maintained strong credit performance with a net write-off rate of 1.9%, down from 2.1% in Q2. Operating expenses increased 9% to $12.1 billion, reflecting higher customer engagement costs and marketing investments.Based on strong performance, American Express raised its full-year 2024 EPS guidance to $13.75-$14.05, up from $13.30-$13.80 previously. The company expects full-year revenue growth of around 9%. Millennial and Gen-Z consumers remain the fastest-growing cohort, representing 80% of new U.S. Consumer Gold Card acquisitions.
American Express reported Q3 2024 net income of $2.51 billion ($3.49 per share), up 2% from $2.45 billion ($3.30 per share) last year. Revenue reached a record $16.6 billion, increasing 8% year-over-year, driven by higher net interest income, card member spending, and accelerated card fee growth.Total Card Member spending rose 6%, with card fee revenue up 18%. The company maintained strong credit performance with a net write-off rate of 1.9%, down from 2.1% in Q2. Operating expenses increased 9% to $12.1 billion, reflecting higher customer engagement costs and marketing investments.Based on strong performance, American Express raised its full-year 2024 EPS guidance to $13.75-$14.05, up from $13.30-$13.80 previously. The company expects full-year revenue growth of around 9%. Millennial and Gen-Z consumers remain the fastest-growing cohort, representing 80% of new U.S. Consumer Gold Card acquisitions.
美国运通报告2024年第三季度净利润为25.1亿（每股3.49美元），比去年的24.5亿（每股3.30美元）增长2%。营业收入达到创纪录的166亿，同比增长8%，主要得益于更高的净利息收入、持卡人消费和加速的卡费增长。持卡人总消费增长6%，卡费收入上涨18%。该公司保持了强劲的信用表现，净注销率为1.9%，低于第二季度的2.1%。营业费用增长9%至121亿，反映了更高的客户参与成本和市场营销投资。基于强劲的表现，美国运通将2024年全年每股收益指引上调至13.75-14.05美元，高于之前的13.30-13.80美元。公司预计全年营业收入增长约9%。千禧一代和Z世代消费者仍然是增长最快的群体，占美国消费黄金卡新发行的80%。
美国运通报告2024年第三季度净利润为25.1亿（每股3.49美元），比去年的24.5亿（每股3.30美元）增长2%。营业收入达到创纪录的166亿，同比增长8%，主要得益于更高的净利息收入、持卡人消费和加速的卡费增长。持卡人总消费增长6%，卡费收入上涨18%。该公司保持了强劲的信用表现，净注销率为1.9%，低于第二季度的2.1%。营业费用增长9%至121亿，反映了更高的客户参与成本和市场营销投资。基于强劲的表现，美国运通将2024年全年每股收益指引上调至13.75-14.05美元，高于之前的13.30-13.80美元。公司预计全年营业收入增长约9%。千禧一代和Z世代消费者仍然是增长最快的群体，占美国消费黄金卡新发行的80%。
有用
没用

该公告为独立文件：

独立文件1  查看翻译

独立文件2  查看翻译

独立文件3  查看翻译

声明：本内容仅用作提供资讯及教育之目的，不构成对任何特定投资或投资策略的推荐或认可。 更多信息
    相关股票 相关股票
    代码 迷你走势 最新价
    Nelnet
    NNI
    -- 122.390
    Lm Funding America
    LMFA
    -- 1.5000
    联邦农业抵押贷款-A
    AGM.A
    -- 160.360
    Sezzle
    SEZL
    -- 299.110
    联邦农业抵押贷款-C
    AGM
    -- 209.070
    解锁完整榜单
    重估中国资产
    继中国开创性的DeepSeek技术推出之后， 华尔街大行重估对中国市场的投资前景。
    热门讨论
    科技巨头财报季如火如荼，英伟达压轴会表现如何？
    星期四， $亚马逊 (AMZN.US)$ 股价在公司报告第四季度调整后每股收益为1.86美元，预估为每股1.50美元，营业收入为1877.9亿，预估为1873.2亿后下跌。该公司预测第一季度的营业收入数字低于华尔街的预期，预测本季度最多为1550亿，而分析师希望为1580亿。 星 展开
    亚马逊盈利预告：猜测开盘价，获取奖励！