share_log

Lufax | 6-K: Report of foreign private issuer (related to financial reporting)

Lufax | 6-K: Report of foreign private issuer (related to financial reporting)

陆金所控股 | 6-K：外国发行人报告（业绩相关）
美股SEC公告 ·  2024/10/21 18:49

Moomoo AI 已提取核心信息

Lufax reported total income of RMB5.54 billion ($790 million) in Q3 2024, down 31.1% YoY, with a net loss of RMB725 million ($103 million) compared to a net profit of RMB131 million in Q3 2023. The decline was mainly due to a 49.9% drop in technology platform-based income and increased credit impairment losses.Total loan balance decreased 41.8% YoY to RMB213.1 billion, though consumer finance loans grew 28.7% to RMB46.4 billion. The company maintained stable asset quality with a C-M3 flow rate of 0.9% for Puhui loans and improved NPL ratio of 1.2% for consumer finance loans. The retail credit enablement business take rate increased to 9.7% from 7.8% YoY.The company's guarantee subsidiary maintained a leverage ratio of 2.6x, while the consumer finance subsidiary reported a 14.9% capital adequacy ratio. Cash at bank stood at RMB27.04 billion as of September 30, 2024, compared to RMB39.60 billion at the end of 2023, with net assets of RMB86.34 billion.
Lufax reported total income of RMB5.54 billion ($790 million) in Q3 2024, down 31.1% YoY, with a net loss of RMB725 million ($103 million) compared to a net profit of RMB131 million in Q3 2023. The decline was mainly due to a 49.9% drop in technology platform-based income and increased credit impairment losses.Total loan balance decreased 41.8% YoY to RMB213.1 billion, though consumer finance loans grew 28.7% to RMB46.4 billion. The company maintained stable asset quality with a C-M3 flow rate of 0.9% for Puhui loans and improved NPL ratio of 1.2% for consumer finance loans. The retail credit enablement business take rate increased to 9.7% from 7.8% YoY.The company's guarantee subsidiary maintained a leverage ratio of 2.6x, while the consumer finance subsidiary reported a 14.9% capital adequacy ratio. Cash at bank stood at RMB27.04 billion as of September 30, 2024, compared to RMB39.60 billion at the end of 2023, with net assets of RMB86.34 billion.
陆金所报告2024年第三季度总收入为55.4亿人民币（79000万美金），同比下降31.1%，净亏损为72500万人民币（10300万美金），而2023年第三季度的净利润为13100万人民币。下降主要是由于科技平台基础收入下降49.9%和信贷减值损失增加。总贷款余额同比下降41.8%，降至2131亿人民币，消费金融贷款增长28.7%，达到464亿人民币。该公司保持了稳定的资产质量，普惠贷款的C-M3流失率为0.9%，消费金融贷款的不良贷款率改善至1.2%。零售信贷赋能业务的收费率同比上升至9.7%，上年为7.8%。公司的担保子公司维持了2.6倍的杠杆率，而消费金融子公司报告的资本充足率为14.9%。截至2024年9月30日，银行现金为270.4亿人民币，而2023年末为396亿人民币，净资产为863.4亿人民币。
陆金所报告2024年第三季度总收入为55.4亿人民币（79000万美金），同比下降31.1%，净亏损为72500万人民币（10300万美金），而2023年第三季度的净利润为13100万人民币。下降主要是由于科技平台基础收入下降49.9%和信贷减值损失增加。总贷款余额同比下降41.8%，降至2131亿人民币，消费金融贷款增长28.7%，达到464亿人民币。该公司保持了稳定的资产质量，普惠贷款的C-M3流失率为0.9%，消费金融贷款的不良贷款率改善至1.2%。零售信贷赋能业务的收费率同比上升至9.7%，上年为7.8%。公司的担保子公司维持了2.6倍的杠杆率，而消费金融子公司报告的资本充足率为14.9%。截至2024年9月30日，银行现金为270.4亿人民币，而2023年末为396亿人民币，净资产为863.4亿人民币。
有用
没用

该公告为独立文件：

独立文件1  查看翻译

独立文件2  查看翻译

独立文件3  查看翻译

声明：本内容仅用作提供资讯及教育之目的，不构成对任何特定投资或投资策略的推荐或认可。 更多信息
    相关股票 相关股票
    代码 迷你走势 最新价
    Oportun Financial
    OPRT
    -- 7.570
    趣店
    QD
    -- 3.2800
    Mill City Ventures III
    MCVT
    -- 1.950
    SoFi Technologies
    SOFI
    -- 16.210
    陆金所控股
    LU
    -- 2.880
    解锁完整榜单
    热门讨论
    特朗普2.0时代开启，全球市场会如何演变？
    🎙️讨论： 1. 关税政策将如何影响美股、黄金、比特币等核心资产的走势？ 2. 在此背景下，有哪些投资机会值得关注？你会如何布局？ 展开
    MicroStrategy 2024年第四季度业绩电话会
    重估中国资产
    继中国开创性的DeepSeek技术推出之后， 华尔街大行重估对中国市场的投资前景。