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8-K: Better Home & Finance Holding Company Announces Third Quarter 2024 Results

8-K: Better Home & Finance Holding Company Announces Third Quarter 2024 Results

8-K：Better Home & Finance 控股公司公布2024年第三季度业绩
美股SEC公告 ·  2024/11/13 21:23

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Better Home & Finance reported Q3 2024 funded loan volume of $1.035 billion, up 42% YoY and 8% QoQ. Revenue reached $29.0 million, while net loss was $54.1 million. Purchase loans comprised 71% of volume at $739 million, HELOC loans 16% at $166 million, and refinance loans the remainder at $130 million. The company ended Q3 with $480.1 million in cash and related assets.The company launched Betsy, the first voice-based AI loan assistant for the US mortgage industry, built on its proprietary Tinman platform. This innovation aims to enhance customer experience and improve loan team efficiency. Additionally, Better plans to expand distribution channels through 'NEO Powered by Better', leveraging Tinman to support local loan officers.Management expects Q4 loan volume to remain similar to Q3 levels, citing seasonal softness offset by growth initiatives. The company maintains its focus on achieving midterm profitability through technology efficiency, diversified distribution, and optimized marketing while managing corporate costs.
Better Home & Finance reported Q3 2024 funded loan volume of $1.035 billion, up 42% YoY and 8% QoQ. Revenue reached $29.0 million, while net loss was $54.1 million. Purchase loans comprised 71% of volume at $739 million, HELOC loans 16% at $166 million, and refinance loans the remainder at $130 million. The company ended Q3 with $480.1 million in cash and related assets.The company launched Betsy, the first voice-based AI loan assistant for the US mortgage industry, built on its proprietary Tinman platform. This innovation aims to enhance customer experience and improve loan team efficiency. Additionally, Better plans to expand distribution channels through 'NEO Powered by Better', leveraging Tinman to support local loan officers.Management expects Q4 loan volume to remain similar to Q3 levels, citing seasonal softness offset by growth initiatives. The company maintains its focus on achieving midterm profitability through technology efficiency, diversified distribution, and optimized marketing while managing corporate costs.
Better Home & Finance报告2024年第三季度融资贷款成交量为10.35亿美元，同比增长42%，环比增长8%。营业收入达到2900万美元，净亏损为5410万美元。购房贷款占成交量的71%，为73900万美元；HELOC贷款占16%，为16600万美元；再融资贷款占剩余的13000万美元。公司在第三季度结束时的现金及相关资产为48010万美元。公司推出了Betsy，这是美国抵押贷款行业首个基于语音的人工智能贷款助手，基于其专有的Tinman平台开发。该创新旨在增强客户体验并提高贷款团队效率。此外，Better计划通过“由小蚁驱动的Better”扩展分销渠道，利用Tinman支持当地贷款专员。管理层预计第四季度的贷款成交量将与第三季度保持相似水平，指出季节性疲软将通过增长举措得以抵消。公司继续专注于通过科技效率、多元化分销和优化市场营销实现中期盈利，同时控制企业成本。
Better Home & Finance报告2024年第三季度融资贷款成交量为10.35亿美元，同比增长42%，环比增长8%。营业收入达到2900万美元，净亏损为5410万美元。购房贷款占成交量的71%，为73900万美元；HELOC贷款占16%，为16600万美元；再融资贷款占剩余的13000万美元。公司在第三季度结束时的现金及相关资产为48010万美元。公司推出了Betsy，这是美国抵押贷款行业首个基于语音的人工智能贷款助手，基于其专有的Tinman平台开发。该创新旨在增强客户体验并提高贷款团队效率。此外，Better计划通过“由小蚁驱动的Better”扩展分销渠道，利用Tinman支持当地贷款专员。管理层预计第四季度的贷款成交量将与第三季度保持相似水平，指出季节性疲软将通过增长举措得以抵消。公司继续专注于通过科技效率、多元化分销和优化市场营销实现中期盈利，同时控制企业成本。
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