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Nu Holdings | 6-K: Report of foreign private issuer (related to financial reporting)

Nu Holdings | 6-K: Report of foreign private issuer (related to financial reporting)

Nu Holdings | 6-K:外国发行人报告(业绩相关)
美股SEC公告 ·  2024/11/14 05:03

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Nu Holdings delivered robust Q3 2024 results with total revenue reaching $2.94B, up 38% YoY, driven by strong growth across credit card, lending and deposit products. Net income surged 83% YoY to $553M, while gross profit increased 47% to $1.35B.The company demonstrated solid operational metrics with total deposits growing to $28.3B and credit portfolio reaching $17.6B. Credit quality remained stable with a 16.6% NPL ratio. Revenue diversification continued with fee and commission income growing 16% YoY to $469M, while interest income rose 43% to $2.47B.Operating expenses increased 24% YoY to $625M, reflecting continued investments in growth initiatives and technology infrastructure. The company maintained strong capital ratios with CET1 at 13.0% and total capital adequacy ratio at 15.8%. Nu's customer base and engagement metrics showed sustained momentum across its core markets of Brazil, Mexico and Colombia.
Nu Holdings delivered robust Q3 2024 results with total revenue reaching $2.94B, up 38% YoY, driven by strong growth across credit card, lending and deposit products. Net income surged 83% YoY to $553M, while gross profit increased 47% to $1.35B.The company demonstrated solid operational metrics with total deposits growing to $28.3B and credit portfolio reaching $17.6B. Credit quality remained stable with a 16.6% NPL ratio. Revenue diversification continued with fee and commission income growing 16% YoY to $469M, while interest income rose 43% to $2.47B.Operating expenses increased 24% YoY to $625M, reflecting continued investments in growth initiatives and technology infrastructure. The company maintained strong capital ratios with CET1 at 13.0% and total capital adequacy ratio at 15.8%. Nu's customer base and engagement metrics showed sustained momentum across its core markets of Brazil, Mexico and Colombia.
Nu Holdings公布了强劲的2024年第三季度业绩,总营业收入达到29.4亿,较去年增长38%,这得益于信用卡、贷款和存入资金产品的强劲增长。净利润同比激增83%,达55300万,毛利润增长47%,达到13.5亿。公司展示了稳健的运营指标,总存入资金增长至283亿,信用组合达到176亿。信用质量保持稳定,不良贷款比例为16.6%。营业收入多元化持续,手续费和佣金收入同比增长16%,达到46900万,而利息收入增长43%,达到24.7亿。营业费用同比增长24%,达到62500万,反映了对增长项目和科技基础设施的持续投资。公司保持强劲的资本比率,核心一级资本比率为13.0%,总资本充足率为15.8%。Nu的客户基础和参与指标在其核心市场巴西、墨西哥和哥伦比亚显示出持续的动能。
Nu Holdings公布了强劲的2024年第三季度业绩,总营业收入达到29.4亿,较去年增长38%,这得益于信用卡、贷款和存入资金产品的强劲增长。净利润同比激增83%,达55300万,毛利润增长47%,达到13.5亿。公司展示了稳健的运营指标,总存入资金增长至283亿,信用组合达到176亿。信用质量保持稳定,不良贷款比例为16.6%。营业收入多元化持续,手续费和佣金收入同比增长16%,达到46900万,而利息收入增长43%,达到24.7亿。营业费用同比增长24%,达到62500万,反映了对增长项目和科技基础设施的持续投资。公司保持强劲的资本比率,核心一级资本比率为13.0%,总资本充足率为15.8%。Nu的客户基础和参与指标在其核心市场巴西、墨西哥和哥伦比亚显示出持续的动能。
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