Earnings Call Summary | Amerisafe(AMSF.US) Q1 2024 Earnings Conference
Earnings Call Summary | Amerisafe(AMSF.US) Q1 2024 Earnings Conference
The following is a summary of the AMERISAFE, Inc. (AMSF) Q1 2024 Earnings Call Transcript:
以下是AMERISAFE, Inc.（AMSF）2024年第一季度财报电话会议记录摘要：
Financial Performance:
财务业绩：
AMERISAFE reported a combined ratio of 87.3% and a return on equity of 22.8%.
Gross premiums written decreased 2.9% due to lighter audit premiums, with gross written premiums at $80.1 million.
Net income amounted to $16.9 million or $0.88 per diluted share.
Operating expenses for Q1 2024 increased to $18.7 million, up from $17 million in Q1 2023.
AMERISAFE报告的合并比率为87.3％，股本回报率为22.8％。
由于审计保费减少，保费总额下降了2.9％，总书面保费为8,010万美元。
净收益为1,690万美元，摊薄后每股收益为0.88美元。
2024年第一季度的运营支出从2023年第一季度的1,700万美元增至1,870万美元。
Business Progress:
业务进展：
Despite declining workers' compensation rates, the company reported solid results due to their risk evaluation strategy.
AMERISAFE witnessed a high retention rate of 94.9% and saw an increase in agent engagement.
Anticipated to maintain the accident year loss ratio at 71% with favourable frequency trends.
Plans to monitor the potential impact of rising healthcare costs while maintaining a strong capital position of approximately $900 million.
尽管员工薪酬率下降，但由于其风险评估策略，该公司报告了稳健的业绩。
AMERISAFE的留存率高达94.9％，代理参与度也有所提高。
预计事故年度损失率将维持在71％，频率趋势良好。
计划监测医疗成本上涨的潜在影响，同时保持约9亿美元的强劲资本状况。
More details: Amerisafe IR
更多详情： Amerisafe IR
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