Affirm, Paypal, Block Shares Drop Following New BNPL Regulations
Affirm, Paypal, Block Shares Drop Following New BNPL Regulations
Shares of companies offering "Buy now, Pay later" (BNPL) point-of-sale loans are trading lower Thursday after the Consumer Financial Protection Bureau (CFPB) issued rules aimed at providing protections for consumers.
在消费者金融保护局(CFPB)发布旨在为消费者提供保护的规则后,提供 “先买后付”(BNPL)销售点贷款的公司的股价周四走低。
The Details:
细节:
The CFPB issued an interpretive rule that states BNPL lenders are effectively credit card providers and must provide consumers with many of the same basic protections.
CFPB发布了一项解释性规则,规定BNPL贷款机构实际上是信用卡提供商,必须为消费者提供许多相同的基本保护。
The new consumer protection include the following requirements for providers of BNPL loans:
新的消费者保护包括对BNPL贷款提供者的以下要求:
- Providers must investigate disputes initiated by consumers and pause payment requirements during the investigation
- Refund charges for returned products or canceled services to consumers' accounts
- Provide consumers with periodic billing statements
- 提供商必须调查消费者发起的争议,并在调查期间暂停付款要求
- 将退回产品或取消服务的费用退还到消费者账户
- 为消费者提供定期账单
Shares of companies offering the BNPL loans including Paypal Holdings, Inc. (NASDAQ:PYPL), Affirm Holdings, Inc. (NASDAQ:AFRM) and Block, Inc. (NYSE:SQ) are trading lower following the announcement of the new regulations which become effective in 60 days.
在宣布将在60天后生效的新法规后,包括Paypal Holdings, Inc.(纳斯达克股票代码:PYPL)、Affirm Holdings, Inc.(纳斯达克股票代码:AFRM)和Block, Inc.(纽约证券交易所代码:SQ)在内的提供BNPL贷款的公司的股价走低。
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PYPL, AFRM, SQ Price Action: According to Benzinga Pro, Paypal shares are down 0.8% at $61.69, Affirm shares are down 3.68% at $29.48 and Block shares are down 1.59% at $66.27 at the time of publication Thursday.
PYPL、AFRM、SQ价格走势:根据Benzinga Pro的数据,Paypal股价下跌0.8%,至61.69美元,Affirm股价下跌3.68%,至29.48美元,Block股价下跌1.59%,至66.27美元。
Image: Mohamed Hassan from Pixabay
图片:来自 Pixabay 的穆罕默德·哈桑