Earnings Call Summary | Banco BBVA(BBAR.US) Q1 2024 Earnings Conference
Earnings Call Summary | Banco BBVA(BBAR.US) Q1 2024 Earnings Conference
There was a slight increase in their net interest income, which went up 4.8% quarter-over-quarter, reaching ARS787.8 billion in Q1 2024.The following is a summary of the Banco BBVA Argentina S.A. (BBAR) Q1 2024 Earnings Call Transcript:
以下是西班牙对外银行阿根廷有限公司（BBAR）2024年第一季度财报电话会议记录摘要：
Financial Performance:
财务业绩：
BBVA Argentina reported a Q1 2024 net income of ARS34.2 billion, marking a 41% decrease from Q4 2023, equating to a quarterly ROE of 6.6% and a quarterly ROA of 1.6%.
The operating income for the same period was ARS631.2 billion, showing a decrease of 13% from Q4 2023.
There was a slight increase in their net interest income, which went up 4.8% quarter-over-quarter, reaching ARS787.8 billion in Q1 2024.
However, net income for Q1 2024 declined by 6.4% quarter-over-quarter, totalling ARS50.5 billion.
Loans to the private sector in Q1 2024 totalled at ARS2.7 trillion, decreasing by 12.7% and private non-financial sector deposits during the same period totalled ARS4.6 trillion, falling by 15.6%.
西班牙对外银行阿根廷分行报告称，2024年第一季度净收入为342亿阿里亚尔，较2023年第四季度下降41％，相当于季度投资回报率为6.6％，季度投资回报率为1.6％。
同期的营业收入为6,312亿阿里亚尔，比2023年第四季度下降了13％。
他们的净利息收入略有增加，同比增长4.8％，在2024年第一季度达到7,878亿阿里亚尔。
但是，2024年第一季度的净收入同比下降了6.4％，总额为505亿阿里亚尔。
2024年第一季度对私营部门的贷款总额为2.7万亿阿里亚尔，下降了12.7％，同期私人非金融部门存款总额为4.6万亿阿里亚尔，下降了15.6％。
Business Progress:
业务进展：
The Bank achieved a 62% digital client penetration by the end of March 2024, and retail mobile clients reached 58%.
The Bank's digital sales measured in units reached 93.6% in Q1 2024 and represented 73.6% of the total sales measured in monetary terms.
BBVA Argentina saw an increase in new customer acquisitions through the digital platform, which rose to 81% in Q1 2024, up from 76% in Q1 2023.
The bank also announced the payment of dividends in three instalments amounting to a total of ARS264.2 billion, which would be inflation-adjusted as of December 31, 2023.
截至2024年3月底，该银行实现了62％的数字客户渗透率，零售移动客户达到58％。
该银行以单位计算的数字销售额在2024年第一季度达到93.6％，占以货币计算的总销售额的73.6％。
BBVA阿根廷通过数字平台获得的新客户数量有所增加，从2023年第一季度的76％上升到2024年第一季度的81％。
该银行还宣布分三期支付总额为2642亿阿里亚尔的股息，将从2023年12月31日起进行通货膨胀调整。
More details: Banco BBVA IR
更多详情： BBVA IR 银行
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