South Florida Grapples With Rising Flood Waters: What Are The Implications For Insurance Sector?
South Florida Grapples With Rising Flood Waters: What Are The Implications For Insurance Sector?
Flood waters in South Florida may continue to rise due to persistent torrential rains this week, while the impact on shares of major insurance providers is yet to be determined, with stocks showing little change as of Thursday.
由于本周持续的暴雨，南佛罗里达的洪水可能会继续上涨，而主要保险提供商的股票影响尚待确定，在周四股票显示微小变化。
Miami and Miami Beach received about 6 inches of rain on Tuesday, while Hollywood got about 5 inches, according to the National Weather Service. On Wednesday, Florida Gov. Ron DeSantis declared a state of emergency across South Florida.
根据国家气象局的数据，迈阿密和迈阿密海滩周二降雨量约为6英寸，而好莱坞则约为5英寸。周三，佛罗里达州州长罗恩·德桑蒂斯宣布南佛罗里达州进入紧急状态。
More rain has been forecasted for the rest of the week, leading the weather service office in Miami to extend a flash flood watch through Thursday. Some places could see another 6 inches of rain, the AP reported.
根据美联社报道，本周剩余时间还有更多的降雨预报，迈阿密的气象局已经将暴洪警报延长至周四。某些地方可能会再下6英寸的雨。
Shares of Progressive Corporation (NYSE:PGR) edged up 0.57% to $203.60 on Thursday, while Allstate Corporation (NYSE:ALL) finished 0.12% higher at $160.83.
周四，前进保险公司（NYSE:PGR）的股票上涨了0.57%，报203.60美元，而好事达（NYSE:ALL）公司的股票收涨0.12%，报160.83美元。
Also read: DeSantis Blasts Cannabis Legalization Amendment, Says People Will Be Able To Bring '20 Joints To An Elementary School'
另外阅读：德桑蒂斯攻击大麻合法化修正案，称人们将能够带着“20支大麻烟”去小学。
Florida's western side was also hit with significant rainfall after a prolonged drought while under a flash-flood warning, the weather service said. Almost 6.5 inches of rain fell Tuesday at Sarasota Bradenton International Airport.
气象局称，佛罗里达的西部干旱期间也遭受了大量降雨，并受到暴洪警报的影响。周二，萨拉索塔布雷登顿国际机场的降雨量接近6.5英寸。
The National Oceanic and Atmospheric Administration estimates an 85% chance that the Atlantic hurricane season will be above average, predicting between 17 and 25 named storms in the coming months, including up to 13 hurricanes and four major hurricanes. An average season has 14 named storms.
美国国家海洋和大气管理局预计，今年的大西洋飓风季节有85%的可能性高于平均水平，预测未来几个月会出现17到25个命名风暴，包括多达13个飓风和四个强烈飓风。平均季节有14个命名风暴。
More than 80% of Floridians do not have flood insurance, despite the gaining frequency of hurricanes and other storms that result in widespread flooding, WFLX News in West Palm Beach reported. Only 18% of homeowners have a flood policy.
据西棕榈滩的WFLX新闻报道，超过80%的佛罗里达人没有洪水保险，尽管飓风和其他导致广泛洪水的风暴频率不断增加。只有18%的房主购买了洪水保险。
Florida's commercial-property insurance costs last year surged at nearly five times the national pace, according to credit rating firm AM Best Co. Inc., Bloomberg reported.
据彭博社报道，信用评级公司AM Best Co. Inc.称，去年佛罗里达州商业地产保险费用的上涨速度是全国平均速度的近五倍。
This has caused more nursing homes to close down each year, while others miss debt payments.
这导致每年关闭更多的养老院，而其他一些养老院则拖欠债务。
In the five-year period ending in 2023, commercial property insurance costs in Florida skyrocketed 125%, according to Bloomberg. Last year, annual premiums soared about 27% in the state — for the second year in a row — while nationwide the growth rate slowed to nearly 6% from about 15%, according to AM Best.
根据彭博社的报道，在截至2023年的五年内，佛罗里达州商业地产保险费用激增125%。去年，该州的年保费增长约27%，这是连续第二年增长，但全国范围内保费增长率从约15%降至近6%，根据AM Best的数据。
From 2019 to 2023, damage from natural disasters like tropical cyclones and severe storms at least doubled to as much as $200 billion from the 10 years prior, according to the National Centers for Environmental Information. That five-year tally includes Hurricane Ian — the third-costliest hurricane in US history.
根据国家环境信息中心的数据，2019年至2023年的自然灾害损失，如热带气旋和严重风暴至少增加到了过去10年的2000亿美元。这五年的损失包括飓风伊恩，是美国历史上成本第三高的飓风。
Read now: Disney Vs. Ron DeSantis: Mouse House And Florida Governor Settle Dispute, Clearing Path For 15-Year Expansion Plan
现在阅读：迪士尼VS.罗恩·德桑蒂斯：动物园和佛罗里达州长解决纠纷，为15年的扩张计划扫清道路
Photo: Shutterstock
Photo: shutterstock