Exploring Alternative Funding Models for Small Businesses
Exploring Alternative Funding Models for Small Businesses
NORTHAMPTON, MA / ACCESSWIRE / June 27, 2024 / GoDaddy
Northampton, MA/ACCESSWIRE/2024年6月27日/godaddy
GoDaddy Venture Forward joins thought leaders to discuss the outsized impact of America's small businesses at the 2024 Milken Institute Global Conference.
godaddy创业公司加入思想领袖，一同讨论2024年密尔肯机构全球会议上美国小企业的巨大影响。
Originally published by GoDaddy's Venture Forward Research Initiative
godaddy的创业公司飞跃研究计划最初发布
By Alexandra Rosen, Global Head of GoDaddy Venture Forward.
全球godaddy飞跃创业公司的Alexandra Rosen.
Despite record new business formation, which is outpacing population growth by 10% according to GoDaddy Venture Forward, access to capital remains a top challenge for microbusinesses. Capital is key to the growth of ventures and consequentially, our greater economy.
尽管godaddy创业公司飞跃表示创业公司数量创下历史新高，根据数据，人口增长速度超过10%，但对于微型企业来说，获得资本仍然是最大的挑战。资本是创业公司增长的关键，因此对于我们更大的经济体系而言也是至关重要的。
At the 2024 Milken Institute Global Conference, I joined a panel tackling the crucial question: "How can we innovate to establish better funding models, given the essential role small businesses play in job creation and economic growth?"
我参加了2024年密尔肯机构全球会议的一个小组讨论，讨论了“考虑到小型企业在创造就业机会和经济增长方面的重要作用，我们如何进行创新以建立更好的融资模式？”这一关键问题。
Our discussion opened with the acceleration of new small and microbusiness starts in recent years and their outsized impact on local economies - driving up local gross domestic product (GDP), median household income and job creation. This is in addition to the diversity of people and circumstances embarking on entrepreneurship. We then explored various strategies to enhance access to capital, including evolving underwriting processes and the importance of also offering technical assistance and greater community support.
我们的讨论从近年来新小型和微型企业发展的加速及其对当地经济的巨大影响开始，这推高了当地的国内生产总值（GDP），提高了当地的家庭收入并创造了就业机会。这除了多样化的人才外，还探讨了不同的策略来提高资本的获取渠道，包括演变的信贷流程和提供技术支持以及更多的社区支持等等。
Panelist Sekou Kaalund noted how asset ownership helps drive generational wealth and that Black business owners have eight times the wealth of Black non-business owners. Lauren Grattan emphasized the importance of creating more accessible capital steppingstones to help entrepreneurs of all different backgrounds and experiences bring their innovations to life.
小组成员Sekou Kaalund指出，资产所有权有助于带动代际财富，黑人企业家的财富于黑人非企业主的财富相比高出八倍。Lauren Grattan强调了创建更多容易获得的资本入口的重要性，以帮助所有不同背景和经验的企业家实现其创新理念。
Chris Pilkerton shared insights from his tenure at the Small Business Administration, stressing the need for a modernized support system. Eric Cromwell highlighted the importance of meeting entrepreneurs where they are and the role of networking in their long-term success.
Chris Pilkerton在小企业管理局的任期中分享了他的见解，强调了现代化的支持体系的必要性。Eric Cromwell强调了在他们长期成功中满足企业家的地位和网络联系的重要性。
Flexible cash-flow measures are critical to enabling growth.
灵活的现金流措施对于实现增长至关重要。
"We don't need to look at different data, but to look at data differently," stated Sekou Kaalund, underscoring the importance of evolving how we leverage data.
Sekou Kaalund指出，“我们不需要查看不同的数据，而是要以不同的方式查看数据”，强调了演变如何利用数据的重要性。
More than 40% of entrepreneurs converted their online microbusiness into their primary income source, according to the Venture Forward 2024 U.S. National Survey. These businesses often start with less than $5,000, and those who invest more initially tend to achieve higher revenues. Allocating time and money faster can accelerate business growth, making it necessary to rethink financial models for small and microbusinesses in this time of innovation.
根据飞跃创业公司2024年美国全国调查，超过40%的企业家将其在线微型企业转化为其主要收入来源。这些企业通常以不到5000美元的资金启动，而最初投资更多的人倾向于获得更高的收入。更快地分配时间和资金可以加速业务增长，因此有必要在这个创新的时代重新思考小微企业的金融模型。
Supporting small businesses is not just smart and kind, but economically essential.
支持小企业不仅是明智和亲切的，也是在经济发展中必不可少的。
Venture Forward research has also revealed:
飞跃创业公司的研究还揭示了：
- For every microbusiness entrepreneur, more than seven jobs are created at the county-level.
- Microbusinesses increased by 15% nationwide since 2019.
- More than one-third of microbusinesses contribute 51% of their household's income.
- 每一个微型企业创业家在县级别上都会创造出超过七个就业机会。
- 自2019年以来，全国微型企业增长了15%。
- 超过三分之一的微型企业为家庭收入做出了51%的贡献。
Our discussion highlighted the critical need for improved funding models to ensure the continued growth and success of small businesses. These enterprises are vital to innovation and economic health, and they enrich communities with their diverse offerings.
我们的讨论突显了改进融资模式的关键性，以确保小企业持续发展和成功。这些企业对于创新和经济健康至关重要，并以其多样化的产品和服务丰富着社区。
About the 2024 Milken Institute Global Conference
关于2024年密尔肯机构全球会议
Over 4,000 attendees and tens of thousands of online viewers attended the 2024 Milken Institute Global Conference, themed "Shaping a Shared Future," to explore solutions for the future. As global head of GoDaddy Venture Forward, I had the opportunity to delve into the critical impact of America's small businesses.
在超过4000名与会者和数万名在线观众参加的2024年密尔肯机构全球会议上，主题是“塑造共同的未来”，探讨未来的解决方案。作为godaddy创业公司飞跃的全球负责人，我有机会深入探讨美国小企业的重要影响。
The panel I joined was moderated by Kristen Fanarakis, associate director of the Small Business Policy and Innovation Initiative at Milken Institute, and also included:
我参加的小企业政策和创新倡议的副主任Kristen Fanarakis主持了这个小组讨论，同时还有:
- Eric Cromwell, founding member of Cromwell Schmisseur LLC.
- Lauren Grattan, chief community officer at Mission Driven Finance.
- Sekou Kaalund, executive vice president and head of Branch and Small Business Banking at U.S. Bank.
- Chris Pilkerton, chief legal and regulatory strategy officer at Accion Opportunity Fund.
- Cromwell Schmisseur LLC的创始成员Eric Cromwell。
- 社区主管Mission Driven Finance的首席官员Lauren Grattan。
- 美国银行的支行和小企业银行业务的执行副总裁Sekou Kaalund。
- Accion Opportunity Fund的首席法律和监管战略官Chris Pilkerton。
Replay the full panel discussion here.
在这里回放完整的小组讨论。
View additional multimedia and more ESG storytelling from GoDaddy on 3blmedia.com.
在3blmedia.com上查看来自godaddy的更多环境，社会和治理的多媒体故事。
Contact Info:
Spokesperson: GoDaddy
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发言人：godaddy
SOURCE: GoDaddy
来源：godaddy