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There's A Lot To Like About PICC Property and Casualty's (HKG:2328) Upcoming CN¥0.489 Dividend

There's A Lot To Like About PICC Property and Casualty's (HKG:2328) Upcoming CN¥0.489 Dividend

关于人保财险(HKG:2328) 即将派发的0.489元人民币股息,令人满意的内容很多。
Simply Wall St ·  06/30 20:20

PICC Property and Casualty Company Limited (HKG:2328) is about to trade ex-dividend in the next 3 days. The ex-dividend date is one business day before a company's record date, which is the date on which the company determines which shareholders are entitled to receive a dividend. The ex-dividend date is important because any transaction on a stock needs to have been settled before the record date in order to be eligible for a dividend. Therefore, if you purchase PICC Property and Casualty's shares on or after the 5th of July, you won't be eligible to receive the dividend, when it is paid on the 30th of August.

中国人保财产保险股份有限公司(HKG:2328)将于未来3天内开展无权益交易。 无权益交易日期是公司的股权登记日前的一个工作日,即公司确定哪些股东有权获得股息的日期。无权益交易日期很重要,因为任何交易股票都需要在股权登记日之前处理好,才能有资格获得股息。如果您在7月5日或之后购买中国人保财产保险的股票,则将无权获得8月30日支付的股息。

The company's next dividend payment will be CN¥0.489 per share. Last year, in total, the company distributed CN¥0.49 to shareholders. Based on the last year's worth of payments, PICC Property and Casualty stock has a trailing yield of around 5.4% on the current share price of HK$9.70. Dividends are a major contributor to investment returns for long term holders, but only if the dividend continues to be paid. So we need to check whether the dividend payments are covered, and if earnings are growing.

该公司的下一个股息支付额为人民币0.489元每股。去年,该公司共向股东分配了人民币0.49元。基于去年的支付金额,中国人保财产保险的股票在当前股价为9.70港元时的滚动收益率约为5.4%。对长期持有者而言,股息是投资回报的主要来源,但前提是股息仍在发放。因此,我们需要检查分红支付是否有保障,以及收益是否增长。

If a company pays out more in dividends than it earned, then the dividend might become unsustainable - hardly an ideal situation. PICC Property and Casualty paid out a comfortable 44% of its profit last year.

如果一家公司分红超过其盈利,那么股息可能变得不可持续,这实在是不理想的情况。去年,中国人保财产保险的盈利中有44%舒适地用于分红。

Generally speaking, the lower a company's payout ratios, the more resilient its dividend usually is.

一般来说,公司的支付比率越低,其股息通常越有弹性。

Click here to see the company's payout ratio, plus analyst estimates of its future dividends.

点击此处查看公司的支付比率以及未来分红的分析师预期。

historic-dividend
SEHK:2328 Historic Dividend July 1st 2024
SEHK:2328历史分红7月1日2024年

Have Earnings And Dividends Been Growing?

收益和股息一直在增长吗?

Stocks in companies that generate sustainable earnings growth often make the best dividend prospects, as it is easier to lift the dividend when earnings are rising. Investors love dividends, so if earnings fall and the dividend is reduced, expect a stock to be sold off heavily at the same time. This is why it's a relief to see PICC Property and Casualty earnings per share are up 9.7% per annum over the last five years.

公司营收可持续增长的股票通常具有最佳的股息前景,因为随着盈利增长,提高股息更容易。投资者喜欢股息,因此如果收益下降并且股息减少,可以预期股票也会受到大幅抛售。这就是为什么看到中国人保财产保险每股收益在过去5年中年均增长9.7%非常令人欣慰。

The main way most investors will assess a company's dividend prospects is by checking the historical rate of dividend growth. PICC Property and Casualty has delivered 12% dividend growth per year on average over the past 10 years. We're glad to see dividends rising alongside earnings over a number of years, which may be a sign the company intends to share the growth with shareholders.

大多数投资者将通过检查股息增长的历史率来评估公司的股息前景。过去10年中,中国人保财产保险的股息年均增长率为12%。我们很高兴看到在多年的股息上升趋势中,股利随着盈利一起增长,这可能是公司打算与股东分享增长的迹象。

Final Takeaway

最后的结论

From a dividend perspective, should investors buy or avoid PICC Property and Casualty? PICC Property and Casualty has seen its earnings per share grow slowly in recent years, and the company reinvests more than half of its profits in the business, which generally bodes well for its future prospects. PICC Property and Casualty ticks a lot of boxes for us from a dividend perspective, and we think these characteristics should mark the company as deserving of further attention.

从股息角度而言,投资者应该买入或避免中国人保财产保险?近年来,中国人保财产保险的每股收益增长缓慢,公司将超过一半的利润重新投资于业务中,这通常对其未来前景是有利的。从股息的角度来看,中国人保财产保险为我们打了很多“勾”,我们认为这些特点应该成为公司值得进一步关注的标志。

On that note, you'll want to research what risks PICC Property and Casualty is facing. For example - PICC Property and Casualty has 1 warning sign we think you should be aware of.

在这个问题上,您需要研究中国人保财产保险面临的风险。例如-中国人保财产保险有1个警告标志,我们认为您应该知道。

If you're in the market for strong dividend payers, we recommend checking our selection of top dividend stocks.

如果你在寻找强劲的股息支付者,我们建议查看我们的顶级股息股票选择。

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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这篇文章是Simply Wall St的一般性文章。我们根据历史数据和分析师预测提供评论,只使用公正的方法论,我们的文章并不意味着提供任何金融建议。文章不构成买卖任何股票的建议,也不考虑您的目标或您的财务状况。我们的目标是带给您基本数据驱动的长期关注分析。请注意,我们的分析可能不考虑最新的价格敏感公司公告或定性材料。Simply Wall St没有任何股票头寸。

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com

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声明:本内容仅用作提供资讯及教育之目的,不构成对任何特定投资或投资策略的推荐或认可。 更多信息
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